LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,756
−HK$11,837/mo
▼ 0.25% · 3.875%
HK$194,628
−HK$5,965/mo
Today · 4.125%
HK$200,593
baseline
▲ 0.50% · 4.625%
HK$212,798
+HK$12,205/mo
Deposit HK$41.39M · loan HK$41.39M · min. income ≈ HK$401,186/mo (50% DSR)
Upfront cash ≈ HK$44.91M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,989
−HK$11,345/mo
▼ 0.25% · 3.875%
HK$215,621
−HK$5,713/mo
Today · 4.125%
HK$221,334
baseline
▲ 0.50% · 4.625%
HK$233,001
+HK$11,667/mo
Deposit HK$41.39M · loan HK$41.39M · min. income ≈ HK$442,668/mo (50% DSR)
Upfront cash ≈ HK$44.91M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,507
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$233,553
−HK$7,158/mo
Today · 4.125%
HK$240,711
baseline
▲ 0.50% · 4.625%
HK$255,358
+HK$14,647/mo
Deposit HK$33.11M · loan HK$49.67M · min. income ≈ HK$481,422/mo (50% DSR)
Upfront cash ≈ HK$36.63M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,987
−HK$13,614/mo
▼ 0.25% · 3.875%
HK$258,745
−HK$6,856/mo
Today · 4.125%
HK$265,601
baseline
▲ 0.50% · 4.625%
HK$279,601
+HK$14,000/mo
Deposit HK$33.11M · loan HK$49.67M · min. income ≈ HK$531,202/mo (50% DSR)
Upfront cash ≈ HK$36.63M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,259
−HK$16,571/mo
▼ 0.25% · 3.875%
HK$272,479
−HK$8,351/mo
Today · 4.125%
HK$280,830
baseline
▲ 0.50% · 4.625%
HK$297,918
+HK$17,088/mo
Deposit HK$24.83M · loan HK$57.94M · min. income ≈ HK$561,660/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,985
−HK$15,883/mo
▼ 0.25% · 3.875%
HK$301,870
−HK$7,998/mo
Today · 4.125%
HK$309,868
baseline
▲ 0.50% · 4.625%
HK$326,202
+HK$16,334/mo
Deposit HK$24.83M · loan HK$57.94M · min. income ≈ HK$619,736/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,761
−HK$21,306/mo
▼ 0.25% · 3.875%
HK$350,330
−HK$10,737/mo
Today · 4.125%
HK$361,067
baseline
▲ 0.50% · 4.625%
HK$383,037
+HK$21,970/mo
Deposit HK$8.28M · loan HK$74.50M · min. income ≈ HK$722,134/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,981
−HK$20,421/mo
▼ 0.25% · 3.875%
HK$388,118
−HK$10,284/mo
Today · 4.125%
HK$398,402
baseline
▲ 0.50% · 4.625%
HK$419,402
+HK$21,000/mo
Deposit HK$8.28M · loan HK$74.50M · min. income ≈ HK$796,804/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$3,518,085 · Scale 2, in force from 26 Feb 2026)