LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,816
−HK$11,840/mo
▼ 0.25% · 3.875%
HK$194,689
−HK$5,967/mo
Today · 4.125%
HK$200,656
baseline
▲ 0.50% · 4.625%
HK$212,866
+HK$12,210/mo
Deposit HK$41.40M · loan HK$41.40M · min. income ≈ HK$401,312/mo (50% DSR)
Upfront cash ≈ HK$44.92M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,056
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$215,689
−HK$5,715/mo
Today · 4.125%
HK$221,404
baseline
▲ 0.50% · 4.625%
HK$233,075
+HK$11,671/mo
Deposit HK$41.40M · loan HK$41.40M · min. income ≈ HK$442,808/mo (50% DSR)
Upfront cash ≈ HK$44.92M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,579
−HK$14,209/mo
▼ 0.25% · 3.875%
HK$233,627
−HK$7,161/mo
Today · 4.125%
HK$240,788
baseline
▲ 0.50% · 4.625%
HK$255,439
+HK$14,651/mo
Deposit HK$33.12M · loan HK$49.68M · min. income ≈ HK$481,576/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,067
−HK$13,618/mo
▼ 0.25% · 3.875%
HK$258,827
−HK$6,858/mo
Today · 4.125%
HK$265,685
baseline
▲ 0.50% · 4.625%
HK$279,690
+HK$14,005/mo
Deposit HK$33.12M · loan HK$49.68M · min. income ≈ HK$531,370/mo (50% DSR)
Upfront cash ≈ HK$36.64M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,342
−HK$16,577/mo
▼ 0.25% · 3.875%
HK$272,565
−HK$8,354/mo
Today · 4.125%
HK$280,919
baseline
▲ 0.50% · 4.625%
HK$298,012
+HK$17,093/mo
Deposit HK$24.84M · loan HK$57.96M · min. income ≈ HK$561,838/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,078
−HK$15,888/mo
▼ 0.25% · 3.875%
HK$301,965
−HK$8,001/mo
Today · 4.125%
HK$309,966
baseline
▲ 0.50% · 4.625%
HK$326,305
+HK$16,339/mo
Deposit HK$24.84M · loan HK$57.96M · min. income ≈ HK$619,932/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,869
−HK$21,312/mo
▼ 0.25% · 3.875%
HK$350,440
−HK$10,741/mo
Today · 4.125%
HK$361,181
baseline
▲ 0.50% · 4.625%
HK$383,158
+HK$21,977/mo
Deposit HK$8.28M · loan HK$74.52M · min. income ≈ HK$722,362/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,100
−HK$20,428/mo
▼ 0.25% · 3.875%
HK$388,241
−HK$10,287/mo
Today · 4.125%
HK$398,528
baseline
▲ 0.50% · 4.625%
HK$419,535
+HK$21,007/mo
Deposit HK$8.28M · loan HK$74.52M · min. income ≈ HK$797,056/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$3,519,199 · Scale 2, in force from 26 Feb 2026)