LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,908
−HK$11,846/mo
▼ 0.25% · 3.875%
HK$194,784
−HK$5,970/mo
Today · 4.125%
HK$200,754
baseline
▲ 0.50% · 4.625%
HK$212,970
+HK$12,216/mo
Deposit HK$41.42M · loan HK$41.42M · min. income ≈ HK$401,508/mo (50% DSR)
Upfront cash ≈ HK$44.94M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,158
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,795
−HK$5,718/mo
Today · 4.125%
HK$221,513
baseline
▲ 0.50% · 4.625%
HK$233,189
+HK$11,676/mo
Deposit HK$41.42M · loan HK$41.42M · min. income ≈ HK$443,026/mo (50% DSR)
Upfront cash ≈ HK$44.94M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,690
−HK$14,215/mo
▼ 0.25% · 3.875%
HK$233,741
−HK$7,164/mo
Today · 4.125%
HK$240,905
baseline
▲ 0.50% · 4.625%
HK$255,564
+HK$14,659/mo
Deposit HK$33.14M · loan HK$49.71M · min. income ≈ HK$481,810/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,190
−HK$13,625/mo
▼ 0.25% · 3.875%
HK$258,954
−HK$6,861/mo
Today · 4.125%
HK$265,815
baseline
▲ 0.50% · 4.625%
HK$279,827
+HK$14,012/mo
Deposit HK$33.14M · loan HK$49.71M · min. income ≈ HK$531,630/mo (50% DSR)
Upfront cash ≈ HK$36.66M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,471
−HK$16,585/mo
▼ 0.25% · 3.875%
HK$272,698
−HK$8,358/mo
Today · 4.125%
HK$281,056
baseline
▲ 0.50% · 4.625%
HK$298,158
+HK$17,102/mo
Deposit HK$24.85M · loan HK$57.99M · min. income ≈ HK$562,112/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,222
−HK$15,896/mo
▼ 0.25% · 3.875%
HK$302,113
−HK$8,005/mo
Today · 4.125%
HK$310,118
baseline
▲ 0.50% · 4.625%
HK$326,464
+HK$16,346/mo
Deposit HK$24.85M · loan HK$57.99M · min. income ≈ HK$620,236/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,035
−HK$21,323/mo
▼ 0.25% · 3.875%
HK$350,612
−HK$10,746/mo
Today · 4.125%
HK$361,358
baseline
▲ 0.50% · 4.625%
HK$383,346
+HK$21,988/mo
Deposit HK$8.28M · loan HK$74.56M · min. income ≈ HK$722,716/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,285
−HK$20,438/mo
▼ 0.25% · 3.875%
HK$388,431
−HK$10,292/mo
Today · 4.125%
HK$398,723
baseline
▲ 0.50% · 4.625%
HK$419,740
+HK$21,017/mo
Deposit HK$8.28M · loan HK$74.56M · min. income ≈ HK$797,446/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$3,520,919 · Scale 2, in force from 26 Feb 2026)