LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,998
−HK$11,851/mo
▼ 0.25% · 3.875%
HK$194,876
−HK$5,973/mo
Today · 4.125%
HK$200,849
baseline
▲ 0.50% · 4.625%
HK$213,071
+HK$12,222/mo
Deposit HK$41.44M · loan HK$41.44M · min. income ≈ HK$401,698/mo (50% DSR)
Upfront cash ≈ HK$44.96M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,258
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$215,897
−HK$5,720/mo
Today · 4.125%
HK$221,617
baseline
▲ 0.50% · 4.625%
HK$233,299
+HK$11,682/mo
Deposit HK$41.44M · loan HK$41.44M · min. income ≈ HK$443,234/mo (50% DSR)
Upfront cash ≈ HK$44.96M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,797
−HK$14,222/mo
▼ 0.25% · 3.875%
HK$233,852
−HK$7,167/mo
Today · 4.125%
HK$241,019
baseline
▲ 0.50% · 4.625%
HK$255,685
+HK$14,666/mo
Deposit HK$33.15M · loan HK$49.73M · min. income ≈ HK$482,038/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,309
−HK$13,632/mo
▼ 0.25% · 3.875%
HK$259,076
−HK$6,865/mo
Today · 4.125%
HK$265,941
baseline
▲ 0.50% · 4.625%
HK$279,959
+HK$14,018/mo
Deposit HK$33.15M · loan HK$49.73M · min. income ≈ HK$531,882/mo (50% DSR)
Upfront cash ≈ HK$36.68M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,597
−HK$16,592/mo
▼ 0.25% · 3.875%
HK$272,827
−HK$8,362/mo
Today · 4.125%
HK$281,189
baseline
▲ 0.50% · 4.625%
HK$298,299
+HK$17,110/mo
Deposit HK$24.87M · loan HK$58.02M · min. income ≈ HK$562,378/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,361
−HK$15,903/mo
▼ 0.25% · 3.875%
HK$302,256
−HK$8,008/mo
Today · 4.125%
HK$310,264
baseline
▲ 0.50% · 4.625%
HK$326,619
+HK$16,355/mo
Deposit HK$24.87M · loan HK$58.02M · min. income ≈ HK$620,528/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,196
−HK$21,333/mo
▼ 0.25% · 3.875%
HK$350,778
−HK$10,751/mo
Today · 4.125%
HK$361,529
baseline
▲ 0.50% · 4.625%
HK$383,527
+HK$21,998/mo
Deposit HK$8.29M · loan HK$74.60M · min. income ≈ HK$723,058/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,464
−HK$20,447/mo
▼ 0.25% · 3.875%
HK$388,614
−HK$10,297/mo
Today · 4.125%
HK$398,911
baseline
▲ 0.50% · 4.625%
HK$419,939
+HK$21,028/mo
Deposit HK$8.29M · loan HK$74.60M · min. income ≈ HK$797,822/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$3,522,585 · Scale 2, in force from 26 Feb 2026)