LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,175
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$195,060
−HK$5,978/mo
Today · 4.125%
HK$201,038
baseline
▲ 0.50% · 4.625%
HK$213,271
+HK$12,233/mo
Deposit HK$41.48M · loan HK$41.48M · min. income ≈ HK$402,076/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,456
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$216,100
−HK$5,726/mo
Today · 4.125%
HK$221,826
baseline
▲ 0.50% · 4.625%
HK$233,519
+HK$11,693/mo
Deposit HK$41.48M · loan HK$41.48M · min. income ≈ HK$443,652/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,010
−HK$14,236/mo
▼ 0.25% · 3.875%
HK$234,072
−HK$7,174/mo
Today · 4.125%
HK$241,246
baseline
▲ 0.50% · 4.625%
HK$255,925
+HK$14,679/mo
Deposit HK$33.18M · loan HK$49.78M · min. income ≈ HK$482,492/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,547
−HK$13,644/mo
▼ 0.25% · 3.875%
HK$259,320
−HK$6,871/mo
Today · 4.125%
HK$266,191
baseline
▲ 0.50% · 4.625%
HK$280,222
+HK$14,031/mo
Deposit HK$33.18M · loan HK$49.78M · min. income ≈ HK$532,382/mo (50% DSR)
Upfront cash ≈ HK$36.71M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,845
−HK$16,609/mo
▼ 0.25% · 3.875%
HK$273,084
−HK$8,370/mo
Today · 4.125%
HK$281,454
baseline
▲ 0.50% · 4.625%
HK$298,579
+HK$17,125/mo
Deposit HK$24.89M · loan HK$58.07M · min. income ≈ HK$562,908/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,638
−HK$15,918/mo
▼ 0.25% · 3.875%
HK$302,540
−HK$8,016/mo
Today · 4.125%
HK$310,556
baseline
▲ 0.50% · 4.625%
HK$326,926
+HK$16,370/mo
Deposit HK$24.89M · loan HK$58.07M · min. income ≈ HK$621,112/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,516
−HK$21,353/mo
▼ 0.25% · 3.875%
HK$351,108
−HK$10,761/mo
Today · 4.125%
HK$361,869
baseline
▲ 0.50% · 4.625%
HK$383,888
+HK$22,019/mo
Deposit HK$8.30M · loan HK$74.67M · min. income ≈ HK$723,738/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,820
−HK$20,467/mo
▼ 0.25% · 3.875%
HK$388,980
−HK$10,307/mo
Today · 4.125%
HK$399,287
baseline
▲ 0.50% · 4.625%
HK$420,334
+HK$21,047/mo
Deposit HK$8.30M · loan HK$74.67M · min. income ≈ HK$798,574/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$3,525,899 · Scale 2, in force from 26 Feb 2026)