LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,238
−HK$11,866/mo
▼ 0.25% · 3.875%
HK$195,124
−HK$5,980/mo
Today · 4.125%
HK$201,104
baseline
▲ 0.50% · 4.625%
HK$213,341
+HK$12,237/mo
Deposit HK$41.49M · loan HK$41.49M · min. income ≈ HK$402,208/mo (50% DSR)
Upfront cash ≈ HK$45.02M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,525
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$216,171
−HK$5,728/mo
Today · 4.125%
HK$221,899
baseline
▲ 0.50% · 4.625%
HK$233,595
+HK$11,696/mo
Deposit HK$41.49M · loan HK$41.49M · min. income ≈ HK$443,798/mo (50% DSR)
Upfront cash ≈ HK$45.02M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,085
−HK$14,240/mo
▼ 0.25% · 3.875%
HK$234,149
−HK$7,176/mo
Today · 4.125%
HK$241,325
baseline
▲ 0.50% · 4.625%
HK$256,009
+HK$14,684/mo
Deposit HK$33.20M · loan HK$49.79M · min. income ≈ HK$482,650/mo (50% DSR)
Upfront cash ≈ HK$36.72M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,630
−HK$13,649/mo
▼ 0.25% · 3.875%
HK$259,405
−HK$6,874/mo
Today · 4.125%
HK$266,279
baseline
▲ 0.50% · 4.625%
HK$280,315
+HK$14,036/mo
Deposit HK$33.20M · loan HK$49.79M · min. income ≈ HK$532,558/mo (50% DSR)
Upfront cash ≈ HK$36.72M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,933
−HK$16,613/mo
▼ 0.25% · 3.875%
HK$273,173
−HK$8,373/mo
Today · 4.125%
HK$281,546
baseline
▲ 0.50% · 4.625%
HK$298,678
+HK$17,132/mo
Deposit HK$24.90M · loan HK$58.09M · min. income ≈ HK$563,092/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,735
−HK$15,923/mo
▼ 0.25% · 3.875%
HK$302,639
−HK$8,019/mo
Today · 4.125%
HK$310,658
baseline
▲ 0.50% · 4.625%
HK$327,034
+HK$16,376/mo
Deposit HK$24.90M · loan HK$58.09M · min. income ≈ HK$621,316/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,628
−HK$21,360/mo
▼ 0.25% · 3.875%
HK$351,223
−HK$10,765/mo
Today · 4.125%
HK$361,988
baseline
▲ 0.50% · 4.625%
HK$384,014
+HK$22,026/mo
Deposit HK$8.30M · loan HK$74.69M · min. income ≈ HK$723,976/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,945
−HK$20,473/mo
▼ 0.25% · 3.875%
HK$389,108
−HK$10,310/mo
Today · 4.125%
HK$399,418
baseline
▲ 0.50% · 4.625%
HK$420,472
+HK$21,054/mo
Deposit HK$8.30M · loan HK$74.69M · min. income ≈ HK$798,836/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,058 · Scale 2, in force from 26 Feb 2026)