LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,264
−HK$11,869/mo
▼ 0.25% · 3.875%
HK$195,151
−HK$5,982/mo
Today · 4.125%
HK$201,133
baseline
▲ 0.50% · 4.625%
HK$213,371
+HK$12,238/mo
Deposit HK$41.50M · loan HK$41.50M · min. income ≈ HK$402,266/mo (50% DSR)
Upfront cash ≈ HK$45.03M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,554
−HK$11,376/mo
▼ 0.25% · 3.875%
HK$216,201
−HK$5,729/mo
Today · 4.125%
HK$221,930
baseline
▲ 0.50% · 4.625%
HK$233,628
+HK$11,698/mo
Deposit HK$41.50M · loan HK$41.50M · min. income ≈ HK$443,860/mo (50% DSR)
Upfront cash ≈ HK$45.03M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,117
−HK$14,242/mo
▼ 0.25% · 3.875%
HK$234,181
−HK$7,178/mo
Today · 4.125%
HK$241,359
baseline
▲ 0.50% · 4.625%
HK$256,045
+HK$14,686/mo
Deposit HK$33.20M · loan HK$49.80M · min. income ≈ HK$482,718/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,665
−HK$13,651/mo
▼ 0.25% · 3.875%
HK$259,442
−HK$6,874/mo
Today · 4.125%
HK$266,316
baseline
▲ 0.50% · 4.625%
HK$280,354
+HK$14,038/mo
Deposit HK$33.20M · loan HK$49.80M · min. income ≈ HK$532,632/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,970
−HK$16,616/mo
▼ 0.25% · 3.875%
HK$273,212
−HK$8,374/mo
Today · 4.125%
HK$281,586
baseline
▲ 0.50% · 4.625%
HK$298,719
+HK$17,133/mo
Deposit HK$24.90M · loan HK$58.10M · min. income ≈ HK$563,172/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,776
−HK$15,926/mo
▼ 0.25% · 3.875%
HK$302,682
−HK$8,020/mo
Today · 4.125%
HK$310,702
baseline
▲ 0.50% · 4.625%
HK$327,079
+HK$16,377/mo
Deposit HK$24.90M · loan HK$58.10M · min. income ≈ HK$621,404/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,675
−HK$21,364/mo
▼ 0.25% · 3.875%
HK$351,272
−HK$10,767/mo
Today · 4.125%
HK$362,039
baseline
▲ 0.50% · 4.625%
HK$384,068
+HK$22,029/mo
Deposit HK$8.30M · loan HK$74.70M · min. income ≈ HK$724,078/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,998
−HK$20,476/mo
▼ 0.25% · 3.875%
HK$389,162
−HK$10,312/mo
Today · 4.125%
HK$399,474
baseline
▲ 0.50% · 4.625%
HK$420,531
+HK$21,057/mo
Deposit HK$8.30M · loan HK$74.70M · min. income ≈ HK$798,948/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,551 · Scale 2, in force from 26 Feb 2026)