LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,269
−HK$11,869/mo
▼ 0.25% · 3.875%
HK$195,156
−HK$5,982/mo
Today · 4.125%
HK$201,138
baseline
▲ 0.50% · 4.625%
HK$213,376
+HK$12,238/mo
Deposit HK$41.50M · loan HK$41.50M · min. income ≈ HK$402,276/mo (50% DSR)
Upfront cash ≈ HK$45.03M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,560
−HK$11,376/mo
▼ 0.25% · 3.875%
HK$216,207
−HK$5,729/mo
Today · 4.125%
HK$221,936
baseline
▲ 0.50% · 4.625%
HK$233,634
+HK$11,698/mo
Deposit HK$41.50M · loan HK$41.50M · min. income ≈ HK$443,872/mo (50% DSR)
Upfront cash ≈ HK$45.03M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,123
−HK$14,242/mo
▼ 0.25% · 3.875%
HK$234,187
−HK$7,178/mo
Today · 4.125%
HK$241,365
baseline
▲ 0.50% · 4.625%
HK$256,052
+HK$14,687/mo
Deposit HK$33.20M · loan HK$49.80M · min. income ≈ HK$482,730/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,672
−HK$13,651/mo
▼ 0.25% · 3.875%
HK$259,448
−HK$6,875/mo
Today · 4.125%
HK$266,323
baseline
▲ 0.50% · 4.625%
HK$280,361
+HK$14,038/mo
Deposit HK$33.20M · loan HK$49.80M · min. income ≈ HK$532,646/mo (50% DSR)
Upfront cash ≈ HK$36.73M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,976
−HK$16,617/mo
▼ 0.25% · 3.875%
HK$273,219
−HK$8,374/mo
Today · 4.125%
HK$281,593
baseline
▲ 0.50% · 4.625%
HK$298,727
+HK$17,134/mo
Deposit HK$24.90M · loan HK$58.10M · min. income ≈ HK$563,186/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,784
−HK$15,926/mo
▼ 0.25% · 3.875%
HK$302,690
−HK$8,020/mo
Today · 4.125%
HK$310,710
baseline
▲ 0.50% · 4.625%
HK$327,088
+HK$16,378/mo
Deposit HK$24.90M · loan HK$58.10M · min. income ≈ HK$621,420/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,684
−HK$21,364/mo
▼ 0.25% · 3.875%
HK$351,281
−HK$10,767/mo
Today · 4.125%
HK$362,048
baseline
▲ 0.50% · 4.625%
HK$384,078
+HK$22,030/mo
Deposit HK$8.30M · loan HK$74.70M · min. income ≈ HK$724,096/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,008
−HK$20,476/mo
▼ 0.25% · 3.875%
HK$389,172
−HK$10,312/mo
Today · 4.125%
HK$399,484
baseline
▲ 0.50% · 4.625%
HK$420,541
+HK$21,057/mo
Deposit HK$8.30M · loan HK$74.70M · min. income ≈ HK$798,968/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$3,527,642 · Scale 2, in force from 26 Feb 2026)