LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,462
−HK$11,881/mo
▼ 0.25% · 3.875%
HK$195,355
−HK$5,988/mo
Today · 4.125%
HK$201,343
baseline
▲ 0.50% · 4.625%
HK$213,594
+HK$12,251/mo
Deposit HK$41.54M · loan HK$41.54M · min. income ≈ HK$402,686/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,774
−HK$11,388/mo
▼ 0.25% · 3.875%
HK$216,427
−HK$5,735/mo
Today · 4.125%
HK$222,162
baseline
▲ 0.50% · 4.625%
HK$233,872
+HK$11,710/mo
Deposit HK$41.54M · loan HK$41.54M · min. income ≈ HK$444,324/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,354
−HK$14,257/mo
▼ 0.25% · 3.875%
HK$234,426
−HK$7,185/mo
Today · 4.125%
HK$241,611
baseline
▲ 0.50% · 4.625%
HK$256,313
+HK$14,702/mo
Deposit HK$33.24M · loan HK$49.85M · min. income ≈ HK$483,222/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,929
−HK$13,665/mo
▼ 0.25% · 3.875%
HK$259,712
−HK$6,882/mo
Today · 4.125%
HK$266,594
baseline
▲ 0.50% · 4.625%
HK$280,647
+HK$14,053/mo
Deposit HK$33.24M · loan HK$49.85M · min. income ≈ HK$533,188/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,246
−HK$16,634/mo
▼ 0.25% · 3.875%
HK$273,497
−HK$8,383/mo
Today · 4.125%
HK$281,880
baseline
▲ 0.50% · 4.625%
HK$299,031
+HK$17,151/mo
Deposit HK$24.93M · loan HK$58.16M · min. income ≈ HK$563,760/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,084
−HK$15,942/mo
▼ 0.25% · 3.875%
HK$302,998
−HK$8,028/mo
Today · 4.125%
HK$311,026
baseline
▲ 0.50% · 4.625%
HK$327,421
+HK$16,395/mo
Deposit HK$24.93M · loan HK$58.16M · min. income ≈ HK$622,052/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,031
−HK$21,386/mo
▼ 0.25% · 3.875%
HK$351,639
−HK$10,778/mo
Today · 4.125%
HK$362,417
baseline
▲ 0.50% · 4.625%
HK$384,469
+HK$22,052/mo
Deposit HK$8.31M · loan HK$74.78M · min. income ≈ HK$724,834/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,394
−HK$20,497/mo
▼ 0.25% · 3.875%
HK$389,569
−HK$10,322/mo
Today · 4.125%
HK$399,891
baseline
▲ 0.50% · 4.625%
HK$420,970
+HK$21,079/mo
Deposit HK$8.31M · loan HK$74.78M · min. income ≈ HK$799,782/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,236 · Scale 2, in force from 26 Feb 2026)