LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,477
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$195,371
−HK$5,988/mo
Today · 4.125%
HK$201,359
baseline
▲ 0.50% · 4.625%
HK$213,611
+HK$12,252/mo
Deposit HK$41.55M · loan HK$41.55M · min. income ≈ HK$402,718/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,791
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,445
−HK$5,735/mo
Today · 4.125%
HK$222,180
baseline
▲ 0.50% · 4.625%
HK$233,891
+HK$11,711/mo
Deposit HK$41.55M · loan HK$41.55M · min. income ≈ HK$444,360/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,373
−HK$14,258/mo
▼ 0.25% · 3.875%
HK$234,445
−HK$7,186/mo
Today · 4.125%
HK$241,631
baseline
▲ 0.50% · 4.625%
HK$256,334
+HK$14,703/mo
Deposit HK$33.24M · loan HK$49.86M · min. income ≈ HK$483,262/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,950
−HK$13,666/mo
▼ 0.25% · 3.875%
HK$259,734
−HK$6,882/mo
Today · 4.125%
HK$266,616
baseline
▲ 0.50% · 4.625%
HK$280,670
+HK$14,054/mo
Deposit HK$33.24M · loan HK$49.86M · min. income ≈ HK$533,232/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,268
−HK$16,635/mo
▼ 0.25% · 3.875%
HK$273,519
−HK$8,384/mo
Today · 4.125%
HK$281,903
baseline
▲ 0.50% · 4.625%
HK$299,056
+HK$17,153/mo
Deposit HK$24.93M · loan HK$58.17M · min. income ≈ HK$563,806/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,108
−HK$15,944/mo
▼ 0.25% · 3.875%
HK$303,023
−HK$8,029/mo
Today · 4.125%
HK$311,052
baseline
▲ 0.50% · 4.625%
HK$327,448
+HK$16,396/mo
Deposit HK$24.93M · loan HK$58.17M · min. income ≈ HK$622,104/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,059
−HK$21,387/mo
▼ 0.25% · 3.875%
HK$351,668
−HK$10,778/mo
Today · 4.125%
HK$362,446
baseline
▲ 0.50% · 4.625%
HK$384,500
+HK$22,054/mo
Deposit HK$8.31M · loan HK$74.79M · min. income ≈ HK$724,892/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,425
−HK$20,499/mo
▼ 0.25% · 3.875%
HK$389,601
−HK$10,323/mo
Today · 4.125%
HK$399,924
baseline
▲ 0.50% · 4.625%
HK$421,004
+HK$21,080/mo
Deposit HK$8.31M · loan HK$74.79M · min. income ≈ HK$799,848/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,524 · Scale 2, in force from 26 Feb 2026)