LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,491
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$195,385
−HK$5,988/mo
Today · 4.125%
HK$201,373
baseline
▲ 0.50% · 4.625%
HK$213,627
+HK$12,254/mo
Deposit HK$41.55M · loan HK$41.55M · min. income ≈ HK$402,746/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,807
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,460
−HK$5,736/mo
Today · 4.125%
HK$222,196
baseline
▲ 0.50% · 4.625%
HK$233,908
+HK$11,712/mo
Deposit HK$41.55M · loan HK$41.55M · min. income ≈ HK$444,392/mo (50% DSR)
Upfront cash ≈ HK$45.08M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,389
−HK$14,259/mo
▼ 0.25% · 3.875%
HK$234,462
−HK$7,186/mo
Today · 4.125%
HK$241,648
baseline
▲ 0.50% · 4.625%
HK$256,352
+HK$14,704/mo
Deposit HK$33.24M · loan HK$49.86M · min. income ≈ HK$483,296/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,968
−HK$13,667/mo
▼ 0.25% · 3.875%
HK$259,752
−HK$6,883/mo
Today · 4.125%
HK$266,635
baseline
▲ 0.50% · 4.625%
HK$280,690
+HK$14,055/mo
Deposit HK$33.24M · loan HK$49.86M · min. income ≈ HK$533,270/mo (50% DSR)
Upfront cash ≈ HK$36.77M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,287
−HK$16,636/mo
▼ 0.25% · 3.875%
HK$273,539
−HK$8,384/mo
Today · 4.125%
HK$281,923
baseline
▲ 0.50% · 4.625%
HK$299,077
+HK$17,154/mo
Deposit HK$24.93M · loan HK$58.17M · min. income ≈ HK$563,846/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,129
−HK$15,945/mo
▼ 0.25% · 3.875%
HK$303,044
−HK$8,030/mo
Today · 4.125%
HK$311,074
baseline
▲ 0.50% · 4.625%
HK$327,471
+HK$16,397/mo
Deposit HK$24.93M · loan HK$58.17M · min. income ≈ HK$622,148/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,083
−HK$21,389/mo
▼ 0.25% · 3.875%
HK$351,693
−HK$10,779/mo
Today · 4.125%
HK$362,472
baseline
▲ 0.50% · 4.625%
HK$384,528
+HK$22,056/mo
Deposit HK$8.31M · loan HK$74.79M · min. income ≈ HK$724,944/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,452
−HK$20,500/mo
▼ 0.25% · 3.875%
HK$389,628
−HK$10,324/mo
Today · 4.125%
HK$399,952
baseline
▲ 0.50% · 4.625%
HK$421,034
+HK$21,082/mo
Deposit HK$8.31M · loan HK$74.79M · min. income ≈ HK$799,904/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$3,531,777 · Scale 2, in force from 26 Feb 2026)