Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$83.12M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$265,352
−HK$16,640/mo
▼ 0.25% · 3.875%
HK$273,606
−HK$8,386/mo
Today · 4.125%
HK$281,992
baseline
▲ 0.50% · 4.625%
HK$299,150
+HK$17,158/mo

Deposit HK$24.94M · loan HK$58.18M · min. income ≈ HK$563,984/mo (50% DSR)

Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$3,532,640 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.