LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,547
−HK$11,886/mo
▼ 0.25% · 3.875%
HK$195,443
−HK$5,990/mo
Today · 4.125%
HK$201,433
baseline
▲ 0.50% · 4.625%
HK$213,690
+HK$12,257/mo
Deposit HK$41.56M · loan HK$41.56M · min. income ≈ HK$402,866/mo (50% DSR)
Upfront cash ≈ HK$45.10M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,869
−HK$11,393/mo
▼ 0.25% · 3.875%
HK$216,525
−HK$5,737/mo
Today · 4.125%
HK$222,262
baseline
▲ 0.50% · 4.625%
HK$233,978
+HK$11,716/mo
Deposit HK$41.56M · loan HK$41.56M · min. income ≈ HK$444,524/mo (50% DSR)
Upfront cash ≈ HK$45.10M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,456
−HK$14,264/mo
▼ 0.25% · 3.875%
HK$234,532
−HK$7,188/mo
Today · 4.125%
HK$241,720
baseline
▲ 0.50% · 4.625%
HK$256,428
+HK$14,708/mo
Deposit HK$33.25M · loan HK$49.88M · min. income ≈ HK$483,440/mo (50% DSR)
Upfront cash ≈ HK$36.78M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,043
−HK$13,671/mo
▼ 0.25% · 3.875%
HK$259,830
−HK$6,884/mo
Today · 4.125%
HK$266,714
baseline
▲ 0.50% · 4.625%
HK$280,773
+HK$14,059/mo
Deposit HK$33.25M · loan HK$49.88M · min. income ≈ HK$533,428/mo (50% DSR)
Upfront cash ≈ HK$36.78M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,366
−HK$16,641/mo
▼ 0.25% · 3.875%
HK$273,620
−HK$8,387/mo
Today · 4.125%
HK$282,007
baseline
▲ 0.50% · 4.625%
HK$299,166
+HK$17,159/mo
Deposit HK$24.94M · loan HK$58.19M · min. income ≈ HK$564,014/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,217
−HK$15,950/mo
▼ 0.25% · 3.875%
HK$303,134
−HK$8,033/mo
Today · 4.125%
HK$311,167
baseline
▲ 0.50% · 4.625%
HK$327,569
+HK$16,402/mo
Deposit HK$24.94M · loan HK$58.19M · min. income ≈ HK$622,334/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,185
−HK$21,395/mo
▼ 0.25% · 3.875%
HK$351,797
−HK$10,783/mo
Today · 4.125%
HK$362,580
baseline
▲ 0.50% · 4.625%
HK$384,642
+HK$22,062/mo
Deposit HK$8.31M · loan HK$74.81M · min. income ≈ HK$725,160/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,565
−HK$20,506/mo
▼ 0.25% · 3.875%
HK$389,744
−HK$10,327/mo
Today · 4.125%
HK$400,071
baseline
▲ 0.50% · 4.625%
HK$421,160
+HK$21,089/mo
Deposit HK$8.31M · loan HK$74.81M · min. income ≈ HK$800,142/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,532,827 · Scale 2, in force from 26 Feb 2026)