LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,578
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$195,475
−HK$5,991/mo
Today · 4.125%
HK$201,466
baseline
▲ 0.50% · 4.625%
HK$213,725
+HK$12,259/mo
Deposit HK$41.57M · loan HK$41.57M · min. income ≈ HK$402,932/mo (50% DSR)
Upfront cash ≈ HK$45.10M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,904
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$216,560
−HK$5,738/mo
Today · 4.125%
HK$222,298
baseline
▲ 0.50% · 4.625%
HK$234,016
+HK$11,718/mo
Deposit HK$41.57M · loan HK$41.57M · min. income ≈ HK$444,596/mo (50% DSR)
Upfront cash ≈ HK$45.10M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,494
−HK$14,266/mo
▼ 0.25% · 3.875%
HK$234,570
−HK$7,190/mo
Today · 4.125%
HK$241,760
baseline
▲ 0.50% · 4.625%
HK$256,470
+HK$14,710/mo
Deposit HK$33.26M · loan HK$49.88M · min. income ≈ HK$483,520/mo (50% DSR)
Upfront cash ≈ HK$36.79M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,085
−HK$13,673/mo
▼ 0.25% · 3.875%
HK$259,872
−HK$6,886/mo
Today · 4.125%
HK$266,758
baseline
▲ 0.50% · 4.625%
HK$280,819
+HK$14,061/mo
Deposit HK$33.26M · loan HK$49.88M · min. income ≈ HK$533,516/mo (50% DSR)
Upfront cash ≈ HK$36.79M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,409
−HK$16,644/mo
▼ 0.25% · 3.875%
HK$273,665
−HK$8,388/mo
Today · 4.125%
HK$282,053
baseline
▲ 0.50% · 4.625%
HK$299,215
+HK$17,162/mo
Deposit HK$24.94M · loan HK$58.20M · min. income ≈ HK$564,106/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,265
−HK$15,953/mo
▼ 0.25% · 3.875%
HK$303,184
−HK$8,034/mo
Today · 4.125%
HK$311,218
baseline
▲ 0.50% · 4.625%
HK$327,622
+HK$16,404/mo
Deposit HK$24.94M · loan HK$58.20M · min. income ≈ HK$622,436/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,241
−HK$21,399/mo
▼ 0.25% · 3.875%
HK$351,855
−HK$10,785/mo
Today · 4.125%
HK$362,640
baseline
▲ 0.50% · 4.625%
HK$384,705
+HK$22,065/mo
Deposit HK$8.31M · loan HK$74.83M · min. income ≈ HK$725,280/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,627
−HK$20,510/mo
▼ 0.25% · 3.875%
HK$389,808
−HK$10,329/mo
Today · 4.125%
HK$400,137
baseline
▲ 0.50% · 4.625%
HK$421,229
+HK$21,092/mo
Deposit HK$8.31M · loan HK$74.83M · min. income ≈ HK$800,274/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,533,407 · Scale 2, in force from 26 Feb 2026)