LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,599
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$195,497
−HK$5,992/mo
Today · 4.125%
HK$201,489
baseline
▲ 0.50% · 4.625%
HK$213,749
+HK$12,260/mo
Deposit HK$41.57M · loan HK$41.57M · min. income ≈ HK$402,978/mo (50% DSR)
Upfront cash ≈ HK$45.11M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,927
−HK$11,396/mo
▼ 0.25% · 3.875%
HK$216,584
−HK$5,739/mo
Today · 4.125%
HK$222,323
baseline
▲ 0.50% · 4.625%
HK$234,042
+HK$11,719/mo
Deposit HK$41.57M · loan HK$41.57M · min. income ≈ HK$444,646/mo (50% DSR)
Upfront cash ≈ HK$45.11M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,519
−HK$14,268/mo
▼ 0.25% · 3.875%
HK$234,596
−HK$7,191/mo
Today · 4.125%
HK$241,787
baseline
▲ 0.50% · 4.625%
HK$256,499
+HK$14,712/mo
Deposit HK$33.26M · loan HK$49.89M · min. income ≈ HK$483,574/mo (50% DSR)
Upfront cash ≈ HK$36.79M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,113
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$259,901
−HK$6,887/mo
Today · 4.125%
HK$266,788
baseline
▲ 0.50% · 4.625%
HK$280,850
+HK$14,062/mo
Deposit HK$33.26M · loan HK$49.89M · min. income ≈ HK$533,576/mo (50% DSR)
Upfront cash ≈ HK$36.79M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,439
−HK$16,645/mo
▼ 0.25% · 3.875%
HK$273,696
−HK$8,388/mo
Today · 4.125%
HK$282,084
baseline
▲ 0.50% · 4.625%
HK$299,248
+HK$17,164/mo
Deposit HK$24.94M · loan HK$58.20M · min. income ≈ HK$564,168/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,298
−HK$15,954/mo
▼ 0.25% · 3.875%
HK$303,218
−HK$8,034/mo
Today · 4.125%
HK$311,252
baseline
▲ 0.50% · 4.625%
HK$327,659
+HK$16,407/mo
Deposit HK$24.94M · loan HK$58.20M · min. income ≈ HK$622,504/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,279
−HK$21,401/mo
▼ 0.25% · 3.875%
HK$351,894
−HK$10,786/mo
Today · 4.125%
HK$362,680
baseline
▲ 0.50% · 4.625%
HK$384,748
+HK$22,068/mo
Deposit HK$8.31M · loan HK$74.83M · min. income ≈ HK$725,360/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,669
−HK$20,512/mo
▼ 0.25% · 3.875%
HK$389,852
−HK$10,329/mo
Today · 4.125%
HK$400,181
baseline
▲ 0.50% · 4.625%
HK$421,275
+HK$21,094/mo
Deposit HK$8.31M · loan HK$74.83M · min. income ≈ HK$800,362/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,533,799 · Scale 2, in force from 26 Feb 2026)