LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,643
−HK$11,893/mo
▼ 0.25% · 3.875%
HK$195,542
−HK$5,994/mo
Today · 4.125%
HK$201,536
baseline
▲ 0.50% · 4.625%
HK$213,799
+HK$12,263/mo
Deposit HK$41.58M · loan HK$41.58M · min. income ≈ HK$403,072/mo (50% DSR)
Upfront cash ≈ HK$45.12M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,976
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$216,635
−HK$5,740/mo
Today · 4.125%
HK$222,375
baseline
▲ 0.50% · 4.625%
HK$234,097
+HK$11,722/mo
Deposit HK$41.58M · loan HK$41.58M · min. income ≈ HK$444,750/mo (50% DSR)
Upfront cash ≈ HK$45.12M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,572
−HK$14,271/mo
▼ 0.25% · 3.875%
HK$234,651
−HK$7,192/mo
Today · 4.125%
HK$241,843
baseline
▲ 0.50% · 4.625%
HK$256,559
+HK$14,716/mo
Deposit HK$33.27M · loan HK$49.90M · min. income ≈ HK$483,686/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,172
−HK$13,678/mo
▼ 0.25% · 3.875%
HK$259,962
−HK$6,888/mo
Today · 4.125%
HK$266,850
baseline
▲ 0.50% · 4.625%
HK$280,916
+HK$14,066/mo
Deposit HK$33.27M · loan HK$49.90M · min. income ≈ HK$533,700/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,501
−HK$16,649/mo
▼ 0.25% · 3.875%
HK$273,759
−HK$8,391/mo
Today · 4.125%
HK$282,150
baseline
▲ 0.50% · 4.625%
HK$299,318
+HK$17,168/mo
Deposit HK$24.95M · loan HK$58.22M · min. income ≈ HK$564,300/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,367
−HK$15,958/mo
▼ 0.25% · 3.875%
HK$303,289
−HK$8,036/mo
Today · 4.125%
HK$311,325
baseline
▲ 0.50% · 4.625%
HK$327,735
+HK$16,410/mo
Deposit HK$24.95M · loan HK$58.22M · min. income ≈ HK$622,650/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,358
−HK$21,406/mo
▼ 0.25% · 3.875%
HK$351,976
−HK$10,788/mo
Today · 4.125%
HK$362,764
baseline
▲ 0.50% · 4.625%
HK$384,838
+HK$22,074/mo
Deposit HK$8.32M · loan HK$74.85M · min. income ≈ HK$725,528/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,758
−HK$20,517/mo
▼ 0.25% · 3.875%
HK$389,943
−HK$10,332/mo
Today · 4.125%
HK$400,275
baseline
▲ 0.50% · 4.625%
HK$421,374
+HK$21,099/mo
Deposit HK$8.32M · loan HK$74.85M · min. income ≈ HK$800,550/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,534,624 · Scale 2, in force from 26 Feb 2026)