LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,686
−HK$11,895/mo
▼ 0.25% · 3.875%
HK$195,586
−HK$5,995/mo
Today · 4.125%
HK$201,581
baseline
▲ 0.50% · 4.625%
HK$213,846
+HK$12,265/mo
Deposit HK$41.59M · loan HK$41.59M · min. income ≈ HK$403,162/mo (50% DSR)
Upfront cash ≈ HK$45.13M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,024
−HK$11,400/mo
▼ 0.25% · 3.875%
HK$216,683
−HK$5,741/mo
Today · 4.125%
HK$222,424
baseline
▲ 0.50% · 4.625%
HK$234,149
+HK$11,725/mo
Deposit HK$41.59M · loan HK$41.59M · min. income ≈ HK$444,848/mo (50% DSR)
Upfront cash ≈ HK$45.13M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,623
−HK$14,274/mo
▼ 0.25% · 3.875%
HK$234,703
−HK$7,194/mo
Today · 4.125%
HK$241,897
baseline
▲ 0.50% · 4.625%
HK$256,616
+HK$14,719/mo
Deposit HK$33.27M · loan HK$49.91M · min. income ≈ HK$483,794/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,228
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$260,020
−HK$6,889/mo
Today · 4.125%
HK$266,909
baseline
▲ 0.50% · 4.625%
HK$280,979
+HK$14,070/mo
Deposit HK$33.27M · loan HK$49.91M · min. income ≈ HK$533,818/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,560
−HK$16,653/mo
▼ 0.25% · 3.875%
HK$273,821
−HK$8,392/mo
Today · 4.125%
HK$282,213
baseline
▲ 0.50% · 4.625%
HK$299,385
+HK$17,172/mo
Deposit HK$24.96M · loan HK$58.23M · min. income ≈ HK$564,426/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,433
−HK$15,961/mo
▼ 0.25% · 3.875%
HK$303,356
−HK$8,038/mo
Today · 4.125%
HK$311,394
baseline
▲ 0.50% · 4.625%
HK$327,808
+HK$16,414/mo
Deposit HK$24.96M · loan HK$58.23M · min. income ≈ HK$622,788/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,434
−HK$21,411/mo
▼ 0.25% · 3.875%
HK$352,055
−HK$10,790/mo
Today · 4.125%
HK$362,845
baseline
▲ 0.50% · 4.625%
HK$384,924
+HK$22,079/mo
Deposit HK$8.32M · loan HK$74.87M · min. income ≈ HK$725,690/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,842
−HK$20,522/mo
▼ 0.25% · 3.875%
HK$390,029
−HK$10,335/mo
Today · 4.125%
HK$400,364
baseline
▲ 0.50% · 4.625%
HK$421,468
+HK$21,104/mo
Deposit HK$8.32M · loan HK$74.87M · min. income ≈ HK$800,728/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$3,535,412 · Scale 2, in force from 26 Feb 2026)