LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,884
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$195,790
−HK$6,001/mo
Today · 4.125%
HK$201,791
baseline
▲ 0.50% · 4.625%
HK$214,069
+HK$12,278/mo
Deposit HK$41.64M · loan HK$41.64M · min. income ≈ HK$403,582/mo (50% DSR)
Upfront cash ≈ HK$45.18M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,244
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$216,909
−HK$5,747/mo
Today · 4.125%
HK$222,656
baseline
▲ 0.50% · 4.625%
HK$234,393
+HK$11,737/mo
Deposit HK$41.64M · loan HK$41.64M · min. income ≈ HK$445,312/mo (50% DSR)
Upfront cash ≈ HK$45.18M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,860
−HK$14,289/mo
▼ 0.25% · 3.875%
HK$234,948
−HK$7,201/mo
Today · 4.125%
HK$242,149
baseline
▲ 0.50% · 4.625%
HK$256,883
+HK$14,734/mo
Deposit HK$33.31M · loan HK$49.96M · min. income ≈ HK$484,298/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,492
−HK$13,696/mo
▼ 0.25% · 3.875%
HK$260,291
−HK$6,897/mo
Today · 4.125%
HK$267,188
baseline
▲ 0.50% · 4.625%
HK$281,272
+HK$14,084/mo
Deposit HK$33.31M · loan HK$49.96M · min. income ≈ HK$534,376/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,837
−HK$16,670/mo
▼ 0.25% · 3.875%
HK$274,106
−HK$8,401/mo
Today · 4.125%
HK$282,507
baseline
▲ 0.50% · 4.625%
HK$299,697
+HK$17,190/mo
Deposit HK$24.98M · loan HK$58.29M · min. income ≈ HK$565,014/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,741
−HK$15,978/mo
▼ 0.25% · 3.875%
HK$303,673
−HK$8,046/mo
Today · 4.125%
HK$311,719
baseline
▲ 0.50% · 4.625%
HK$328,150
+HK$16,431/mo
Deposit HK$24.98M · loan HK$58.29M · min. income ≈ HK$623,438/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,790
−HK$21,434/mo
▼ 0.25% · 3.875%
HK$352,422
−HK$10,802/mo
Today · 4.125%
HK$363,224
baseline
▲ 0.50% · 4.625%
HK$385,325
+HK$22,101/mo
Deposit HK$8.33M · loan HK$74.95M · min. income ≈ HK$726,448/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,238
−HK$20,544/mo
▼ 0.25% · 3.875%
HK$390,436
−HK$10,346/mo
Today · 4.125%
HK$400,782
baseline
▲ 0.50% · 4.625%
HK$421,907
+HK$21,125/mo
Deposit HK$8.33M · loan HK$74.95M · min. income ≈ HK$801,564/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,539,099 · Scale 2, in force from 26 Feb 2026)