LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,920
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$195,828
−HK$6,002/mo
Today · 4.125%
HK$201,830
baseline
▲ 0.50% · 4.625%
HK$214,111
+HK$12,281/mo
Deposit HK$41.64M · loan HK$41.64M · min. income ≈ HK$403,660/mo (50% DSR)
Upfront cash ≈ HK$45.18M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,284
−HK$11,415/mo
▼ 0.25% · 3.875%
HK$216,951
−HK$5,748/mo
Today · 4.125%
HK$222,699
baseline
▲ 0.50% · 4.625%
HK$234,438
+HK$11,739/mo
Deposit HK$41.64M · loan HK$41.64M · min. income ≈ HK$445,398/mo (50% DSR)
Upfront cash ≈ HK$45.18M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,904
−HK$14,292/mo
▼ 0.25% · 3.875%
HK$234,993
−HK$7,203/mo
Today · 4.125%
HK$242,196
baseline
▲ 0.50% · 4.625%
HK$256,933
+HK$14,737/mo
Deposit HK$33.32M · loan HK$49.97M · min. income ≈ HK$484,392/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,541
−HK$13,698/mo
▼ 0.25% · 3.875%
HK$260,341
−HK$6,898/mo
Today · 4.125%
HK$267,239
baseline
▲ 0.50% · 4.625%
HK$281,326
+HK$14,087/mo
Deposit HK$33.32M · loan HK$49.97M · min. income ≈ HK$534,478/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,888
−HK$16,674/mo
▼ 0.25% · 3.875%
HK$274,159
−HK$8,403/mo
Today · 4.125%
HK$282,562
baseline
▲ 0.50% · 4.625%
HK$299,755
+HK$17,193/mo
Deposit HK$24.99M · loan HK$58.30M · min. income ≈ HK$565,124/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,798
−HK$15,981/mo
▼ 0.25% · 3.875%
HK$303,731
−HK$8,048/mo
Today · 4.125%
HK$311,779
baseline
▲ 0.50% · 4.625%
HK$328,213
+HK$16,434/mo
Deposit HK$24.99M · loan HK$58.30M · min. income ≈ HK$623,558/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,856
−HK$21,438/mo
▼ 0.25% · 3.875%
HK$352,490
−HK$10,804/mo
Today · 4.125%
HK$363,294
baseline
▲ 0.50% · 4.625%
HK$385,399
+HK$22,105/mo
Deposit HK$8.33M · loan HK$74.96M · min. income ≈ HK$726,588/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,312
−HK$20,547/mo
▼ 0.25% · 3.875%
HK$390,511
−HK$10,348/mo
Today · 4.125%
HK$400,859
baseline
▲ 0.50% · 4.625%
HK$421,988
+HK$21,129/mo
Deposit HK$8.33M · loan HK$74.96M · min. income ≈ HK$801,718/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,539,780 · Scale 2, in force from 26 Feb 2026)