LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,948
−HK$11,912/mo
▼ 0.25% · 3.875%
HK$195,857
−HK$6,003/mo
Today · 4.125%
HK$201,860
baseline
▲ 0.50% · 4.625%
HK$214,143
+HK$12,283/mo
Deposit HK$41.65M · loan HK$41.65M · min. income ≈ HK$403,720/mo (50% DSR)
Upfront cash ≈ HK$45.19M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,316
−HK$11,416/mo
▼ 0.25% · 3.875%
HK$216,983
−HK$5,749/mo
Today · 4.125%
HK$222,732
baseline
▲ 0.50% · 4.625%
HK$234,473
+HK$11,741/mo
Deposit HK$41.65M · loan HK$41.65M · min. income ≈ HK$445,464/mo (50% DSR)
Upfront cash ≈ HK$45.19M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,938
−HK$14,294/mo
▼ 0.25% · 3.875%
HK$235,028
−HK$7,204/mo
Today · 4.125%
HK$242,232
baseline
▲ 0.50% · 4.625%
HK$256,971
+HK$14,739/mo
Deposit HK$33.32M · loan HK$49.98M · min. income ≈ HK$484,464/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,579
−HK$13,700/mo
▼ 0.25% · 3.875%
HK$260,380
−HK$6,899/mo
Today · 4.125%
HK$267,279
baseline
▲ 0.50% · 4.625%
HK$281,368
+HK$14,089/mo
Deposit HK$33.32M · loan HK$49.98M · min. income ≈ HK$534,558/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,928
−HK$16,676/mo
▼ 0.25% · 3.875%
HK$274,200
−HK$8,404/mo
Today · 4.125%
HK$282,604
baseline
▲ 0.50% · 4.625%
HK$299,800
+HK$17,196/mo
Deposit HK$24.99M · loan HK$58.31M · min. income ≈ HK$565,208/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,842
−HK$15,983/mo
▼ 0.25% · 3.875%
HK$303,776
−HK$8,049/mo
Today · 4.125%
HK$311,825
baseline
▲ 0.50% · 4.625%
HK$328,262
+HK$16,437/mo
Deposit HK$24.99M · loan HK$58.31M · min. income ≈ HK$623,650/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,907
−HK$21,441/mo
▼ 0.25% · 3.875%
HK$352,542
−HK$10,806/mo
Today · 4.125%
HK$363,348
baseline
▲ 0.50% · 4.625%
HK$385,457
+HK$22,109/mo
Deposit HK$8.33M · loan HK$74.97M · min. income ≈ HK$726,696/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,368
−HK$20,550/mo
▼ 0.25% · 3.875%
HK$390,570
−HK$10,348/mo
Today · 4.125%
HK$400,918
baseline
▲ 0.50% · 4.625%
HK$422,051
+HK$21,133/mo
Deposit HK$8.33M · loan HK$74.97M · min. income ≈ HK$801,836/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,540,307 · Scale 2, in force from 26 Feb 2026)