LTV · monthly repayment
▼ 0.50% · 3.625%
HK$189,977
−HK$11,913/mo
▼ 0.25% · 3.875%
HK$195,886
−HK$6,004/mo
Today · 4.125%
HK$201,890
baseline
▲ 0.50% · 4.625%
HK$214,174
+HK$12,284/mo
Deposit HK$41.66M · loan HK$41.66M · min. income ≈ HK$403,780/mo (50% DSR)
Upfront cash ≈ HK$45.20M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,347
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$217,015
−HK$5,750/mo
Today · 4.125%
HK$222,765
baseline
▲ 0.50% · 4.625%
HK$234,508
+HK$11,743/mo
Deposit HK$41.66M · loan HK$41.66M · min. income ≈ HK$445,530/mo (50% DSR)
Upfront cash ≈ HK$45.20M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,972
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$235,063
−HK$7,205/mo
Today · 4.125%
HK$242,268
baseline
▲ 0.50% · 4.625%
HK$257,009
+HK$14,741/mo
Deposit HK$33.33M · loan HK$49.99M · min. income ≈ HK$484,536/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,616
−HK$13,702/mo
▼ 0.25% · 3.875%
HK$260,418
−HK$6,900/mo
Today · 4.125%
HK$267,318
baseline
▲ 0.50% · 4.625%
HK$281,409
+HK$14,091/mo
Deposit HK$33.33M · loan HK$49.99M · min. income ≈ HK$534,636/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,967
−HK$16,679/mo
▼ 0.25% · 3.875%
HK$274,240
−HK$8,406/mo
Today · 4.125%
HK$282,646
baseline
▲ 0.50% · 4.625%
HK$299,844
+HK$17,198/mo
Deposit HK$24.99M · loan HK$58.32M · min. income ≈ HK$565,292/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,886
−HK$15,986/mo
▼ 0.25% · 3.875%
HK$303,821
−HK$8,051/mo
Today · 4.125%
HK$311,872
baseline
▲ 0.50% · 4.625%
HK$328,311
+HK$16,439/mo
Deposit HK$24.99M · loan HK$58.32M · min. income ≈ HK$623,744/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,958
−HK$21,443/mo
▼ 0.25% · 3.875%
HK$352,595
−HK$10,806/mo
Today · 4.125%
HK$363,401
baseline
▲ 0.50% · 4.625%
HK$385,514
+HK$22,113/mo
Deposit HK$8.33M · loan HK$74.98M · min. income ≈ HK$726,802/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,425
−HK$20,553/mo
▼ 0.25% · 3.875%
HK$390,627
−HK$10,351/mo
Today · 4.125%
HK$400,978
baseline
▲ 0.50% · 4.625%
HK$422,114
+HK$21,136/mo
Deposit HK$8.33M · loan HK$74.98M · min. income ≈ HK$801,956/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$3,540,831 · Scale 2, in force from 26 Feb 2026)