LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,999
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,590
−HK$601/mo
Today · 4.125%
HK$20,191
baseline
▲ 0.50% · 4.625%
HK$21,419
+HK$1,228/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,382/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,137
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,704
−HK$575/mo
Today · 4.125%
HK$22,279
baseline
▲ 0.50% · 4.625%
HK$23,453
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,558/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,799
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,509
−HK$720/mo
Today · 4.125%
HK$24,229
baseline
▲ 0.50% · 4.625%
HK$25,703
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,458/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,364
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,044
−HK$690/mo
Today · 4.125%
HK$26,734
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,468/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$840/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$805/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,263
−HK$1,081/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,555
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,066
−HK$1,036/mo
Today · 4.125%
HK$40,102
baseline
▲ 0.50% · 4.625%
HK$42,215
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,204/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,965 · Scale 2, in force from 26 Feb 2026)