LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,002
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$600/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,706
−HK$575/mo
Today · 4.125%
HK$22,281
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,562/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$721/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$690/mo
Today · 4.125%
HK$26,737
baseline
▲ 0.50% · 4.625%
HK$28,147
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,474/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$840/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$806/mo
Today · 4.125%
HK$31,194
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,388/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,203
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,050
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,035/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,220
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,993 · Scale 2, in force from 26 Feb 2026)