LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,027
−HK$11,917/mo
▼ 0.25% · 3.875%
HK$195,938
−HK$6,006/mo
Today · 4.125%
HK$201,944
baseline
▲ 0.50% · 4.625%
HK$214,232
+HK$12,288/mo
Deposit HK$41.67M · loan HK$41.67M · min. income ≈ HK$403,888/mo (50% DSR)
Upfront cash ≈ HK$45.21M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,404
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$217,073
−HK$5,752/mo
Today · 4.125%
HK$222,825
baseline
▲ 0.50% · 4.625%
HK$234,570
+HK$11,745/mo
Deposit HK$41.67M · loan HK$41.67M · min. income ≈ HK$445,650/mo (50% DSR)
Upfront cash ≈ HK$45.21M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,033
−HK$14,299/mo
▼ 0.25% · 3.875%
HK$235,126
−HK$7,206/mo
Today · 4.125%
HK$242,332
baseline
▲ 0.50% · 4.625%
HK$257,078
+HK$14,746/mo
Deposit HK$33.33M · loan HK$50.00M · min. income ≈ HK$484,664/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,684
−HK$13,706/mo
▼ 0.25% · 3.875%
HK$260,488
−HK$6,902/mo
Today · 4.125%
HK$267,390
baseline
▲ 0.50% · 4.625%
HK$281,485
+HK$14,095/mo
Deposit HK$33.33M · loan HK$50.00M · min. income ≈ HK$534,780/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,038
−HK$16,683/mo
▼ 0.25% · 3.875%
HK$274,314
−HK$8,407/mo
Today · 4.125%
HK$282,721
baseline
▲ 0.50% · 4.625%
HK$299,924
+HK$17,203/mo
Deposit HK$25.00M · loan HK$58.34M · min. income ≈ HK$565,442/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,965
−HK$15,990/mo
▼ 0.25% · 3.875%
HK$303,903
−HK$8,052/mo
Today · 4.125%
HK$311,955
baseline
▲ 0.50% · 4.625%
HK$328,399
+HK$16,444/mo
Deposit HK$25.00M · loan HK$58.34M · min. income ≈ HK$623,910/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,049
−HK$21,450/mo
▼ 0.25% · 3.875%
HK$352,689
−HK$10,810/mo
Today · 4.125%
HK$363,499
baseline
▲ 0.50% · 4.625%
HK$385,617
+HK$22,118/mo
Deposit HK$8.33M · loan HK$75.00M · min. income ≈ HK$726,998/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,526
−HK$20,559/mo
▼ 0.25% · 3.875%
HK$390,732
−HK$10,353/mo
Today · 4.125%
HK$401,085
baseline
▲ 0.50% · 4.625%
HK$422,227
+HK$21,142/mo
Deposit HK$8.33M · loan HK$75.00M · min. income ≈ HK$802,170/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,541,779 · Scale 2, in force from 26 Feb 2026)