LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,003
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,594
−HK$601/mo
Today · 4.125%
HK$20,195
baseline
▲ 0.50% · 4.625%
HK$21,423
+HK$1,228/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,390/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,141
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,708
−HK$575/mo
Today · 4.125%
HK$22,283
baseline
▲ 0.50% · 4.625%
HK$23,457
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,566/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,513
−HK$720/mo
Today · 4.125%
HK$24,233
baseline
▲ 0.50% · 4.625%
HK$25,708
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,466/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,369
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,049
−HK$690/mo
Today · 4.125%
HK$26,739
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,478/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,432
−HK$840/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,391
−HK$805/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$32,840
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,205
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,269
−HK$1,081/mo
Today · 4.125%
HK$36,350
baseline
▲ 0.50% · 4.625%
HK$38,562
+HK$2,212/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,700/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,053
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,074
−HK$1,035/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,011 · Scale 2, in force from 26 Feb 2026)