LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,033
−HK$11,917/mo
▼ 0.25% · 3.875%
HK$195,944
−HK$6,006/mo
Today · 4.125%
HK$201,950
baseline
▲ 0.50% · 4.625%
HK$214,238
+HK$12,288/mo
Deposit HK$41.67M · loan HK$41.67M · min. income ≈ HK$403,900/mo (50% DSR)
Upfront cash ≈ HK$45.21M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,410
−HK$11,422/mo
▼ 0.25% · 3.875%
HK$217,080
−HK$5,752/mo
Today · 4.125%
HK$222,832
baseline
▲ 0.50% · 4.625%
HK$234,578
+HK$11,746/mo
Deposit HK$41.67M · loan HK$41.67M · min. income ≈ HK$445,664/mo (50% DSR)
Upfront cash ≈ HK$45.21M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,040
−HK$14,300/mo
▼ 0.25% · 3.875%
HK$235,133
−HK$7,207/mo
Today · 4.125%
HK$242,340
baseline
▲ 0.50% · 4.625%
HK$257,086
+HK$14,746/mo
Deposit HK$33.34M · loan HK$50.00M · min. income ≈ HK$484,680/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,692
−HK$13,706/mo
▼ 0.25% · 3.875%
HK$260,496
−HK$6,902/mo
Today · 4.125%
HK$267,398
baseline
▲ 0.50% · 4.625%
HK$281,493
+HK$14,095/mo
Deposit HK$33.34M · loan HK$50.00M · min. income ≈ HK$534,796/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,047
−HK$16,683/mo
▼ 0.25% · 3.875%
HK$274,322
−HK$8,408/mo
Today · 4.125%
HK$282,730
baseline
▲ 0.50% · 4.625%
HK$299,933
+HK$17,203/mo
Deposit HK$25.00M · loan HK$58.34M · min. income ≈ HK$565,460/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,974
−HK$15,991/mo
▼ 0.25% · 3.875%
HK$303,912
−HK$8,053/mo
Today · 4.125%
HK$311,965
baseline
▲ 0.50% · 4.625%
HK$328,409
+HK$16,444/mo
Deposit HK$25.00M · loan HK$58.34M · min. income ≈ HK$623,930/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,060
−HK$21,450/mo
▼ 0.25% · 3.875%
HK$352,700
−HK$10,810/mo
Today · 4.125%
HK$363,510
baseline
▲ 0.50% · 4.625%
HK$385,629
+HK$22,119/mo
Deposit HK$8.33M · loan HK$75.00M · min. income ≈ HK$727,020/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,538
−HK$20,559/mo
▼ 0.25% · 3.875%
HK$390,744
−HK$10,353/mo
Today · 4.125%
HK$401,097
baseline
▲ 0.50% · 4.625%
HK$422,240
+HK$21,143/mo
Deposit HK$8.33M · loan HK$75.00M · min. income ≈ HK$802,194/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,541,888 · Scale 2, in force from 26 Feb 2026)