LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,102
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$196,016
−HK$6,007/mo
Today · 4.125%
HK$202,023
baseline
▲ 0.50% · 4.625%
HK$214,316
+HK$12,293/mo
Deposit HK$41.68M · loan HK$41.68M · min. income ≈ HK$404,046/mo (50% DSR)
Upfront cash ≈ HK$45.23M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,487
−HK$11,426/mo
▼ 0.25% · 3.875%
HK$217,159
−HK$5,754/mo
Today · 4.125%
HK$222,913
baseline
▲ 0.50% · 4.625%
HK$234,663
+HK$11,750/mo
Deposit HK$41.68M · loan HK$41.68M · min. income ≈ HK$445,826/mo (50% DSR)
Upfront cash ≈ HK$45.23M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,123
−HK$14,305/mo
▼ 0.25% · 3.875%
HK$235,219
−HK$7,209/mo
Today · 4.125%
HK$242,428
baseline
▲ 0.50% · 4.625%
HK$257,179
+HK$14,751/mo
Deposit HK$33.35M · loan HK$50.02M · min. income ≈ HK$484,856/mo (50% DSR)
Upfront cash ≈ HK$36.89M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,784
−HK$13,712/mo
▼ 0.25% · 3.875%
HK$260,591
−HK$6,905/mo
Today · 4.125%
HK$267,496
baseline
▲ 0.50% · 4.625%
HK$281,596
+HK$14,100/mo
Deposit HK$33.35M · loan HK$50.02M · min. income ≈ HK$534,992/mo (50% DSR)
Upfront cash ≈ HK$36.89M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,143
−HK$16,690/mo
▼ 0.25% · 3.875%
HK$274,422
−HK$8,411/mo
Today · 4.125%
HK$282,833
baseline
▲ 0.50% · 4.625%
HK$300,042
+HK$17,209/mo
Deposit HK$25.01M · loan HK$58.36M · min. income ≈ HK$565,666/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,082
−HK$15,996/mo
▼ 0.25% · 3.875%
HK$304,022
−HK$8,056/mo
Today · 4.125%
HK$312,078
baseline
▲ 0.50% · 4.625%
HK$328,528
+HK$16,450/mo
Deposit HK$25.01M · loan HK$58.36M · min. income ≈ HK$624,156/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,184
−HK$21,458/mo
▼ 0.25% · 3.875%
HK$352,828
−HK$10,814/mo
Today · 4.125%
HK$363,642
baseline
▲ 0.50% · 4.625%
HK$385,769
+HK$22,127/mo
Deposit HK$8.34M · loan HK$75.03M · min. income ≈ HK$727,284/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,676
−HK$20,567/mo
▼ 0.25% · 3.875%
HK$390,886
−HK$10,357/mo
Today · 4.125%
HK$401,243
baseline
▲ 0.50% · 4.625%
HK$422,393
+HK$21,150/mo
Deposit HK$8.34M · loan HK$75.03M · min. income ≈ HK$802,486/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,543,176 · Scale 2, in force from 26 Feb 2026)