LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,170
−HK$11,925/mo
▼ 0.25% · 3.875%
HK$196,085
−HK$6,010/mo
Today · 4.125%
HK$202,095
baseline
▲ 0.50% · 4.625%
HK$214,392
+HK$12,297/mo
Deposit HK$41.70M · loan HK$41.70M · min. income ≈ HK$404,190/mo (50% DSR)
Upfront cash ≈ HK$45.24M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,562
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$217,236
−HK$5,756/mo
Today · 4.125%
HK$222,992
baseline
▲ 0.50% · 4.625%
HK$234,746
+HK$11,754/mo
Deposit HK$41.70M · loan HK$41.70M · min. income ≈ HK$445,984/mo (50% DSR)
Upfront cash ≈ HK$45.24M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,204
−HK$14,310/mo
▼ 0.25% · 3.875%
HK$235,302
−HK$7,212/mo
Today · 4.125%
HK$242,514
baseline
▲ 0.50% · 4.625%
HK$257,271
+HK$14,757/mo
Deposit HK$33.36M · loan HK$50.04M · min. income ≈ HK$485,028/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,874
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$260,683
−HK$6,908/mo
Today · 4.125%
HK$267,591
baseline
▲ 0.50% · 4.625%
HK$281,696
+HK$14,105/mo
Deposit HK$33.36M · loan HK$50.04M · min. income ≈ HK$535,182/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,238
−HK$16,695/mo
▼ 0.25% · 3.875%
HK$274,519
−HK$8,414/mo
Today · 4.125%
HK$282,933
baseline
▲ 0.50% · 4.625%
HK$300,149
+HK$17,216/mo
Deposit HK$25.02M · loan HK$58.38M · min. income ≈ HK$565,866/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,187
−HK$16,002/mo
▼ 0.25% · 3.875%
HK$304,130
−HK$8,059/mo
Today · 4.125%
HK$312,189
baseline
▲ 0.50% · 4.625%
HK$328,645
+HK$16,456/mo
Deposit HK$25.02M · loan HK$58.38M · min. income ≈ HK$624,378/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,306
−HK$21,465/mo
▼ 0.25% · 3.875%
HK$352,953
−HK$10,818/mo
Today · 4.125%
HK$363,771
baseline
▲ 0.50% · 4.625%
HK$385,906
+HK$22,135/mo
Deposit HK$8.34M · loan HK$75.06M · min. income ≈ HK$727,542/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,812
−HK$20,574/mo
▼ 0.25% · 3.875%
HK$391,025
−HK$10,361/mo
Today · 4.125%
HK$401,386
baseline
▲ 0.50% · 4.625%
HK$422,543
+HK$21,157/mo
Deposit HK$8.34M · loan HK$75.06M · min. income ≈ HK$802,772/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$3,544,434 · Scale 2, in force from 26 Feb 2026)