LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,018
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,610
−HK$601/mo
Today · 4.125%
HK$20,211
baseline
▲ 0.50% · 4.625%
HK$21,441
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,422/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,158
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,725
−HK$576/mo
Today · 4.125%
HK$22,301
baseline
▲ 0.50% · 4.625%
HK$23,476
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,602/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,822
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$721/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,070
−HK$691/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,172
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$841/mo
Today · 4.125%
HK$28,295
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,590/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$806/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$32,867
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$1,082/mo
Today · 4.125%
HK$36,380
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$2,214/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,760/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,084
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,037/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,215 · Scale 2, in force from 26 Feb 2026)