LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,224
−HK$11,929/mo
▼ 0.25% · 3.875%
HK$196,141
−HK$6,012/mo
Today · 4.125%
HK$202,153
baseline
▲ 0.50% · 4.625%
HK$214,453
+HK$12,300/mo
Deposit HK$41.71M · loan HK$41.71M · min. income ≈ HK$404,306/mo (50% DSR)
Upfront cash ≈ HK$45.26M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,622
−HK$11,434/mo
▼ 0.25% · 3.875%
HK$217,298
−HK$5,758/mo
Today · 4.125%
HK$223,056
baseline
▲ 0.50% · 4.625%
HK$234,813
+HK$11,757/mo
Deposit HK$41.71M · loan HK$41.71M · min. income ≈ HK$446,112/mo (50% DSR)
Upfront cash ≈ HK$45.26M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,269
−HK$14,314/mo
▼ 0.25% · 3.875%
HK$235,369
−HK$7,214/mo
Today · 4.125%
HK$242,583
baseline
▲ 0.50% · 4.625%
HK$257,344
+HK$14,761/mo
Deposit HK$33.37M · loan HK$50.05M · min. income ≈ HK$485,166/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,947
−HK$13,720/mo
▼ 0.25% · 3.875%
HK$260,757
−HK$6,910/mo
Today · 4.125%
HK$267,667
baseline
▲ 0.50% · 4.625%
HK$281,776
+HK$14,109/mo
Deposit HK$33.37M · loan HK$50.05M · min. income ≈ HK$535,334/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,314
−HK$16,700/mo
▼ 0.25% · 3.875%
HK$274,597
−HK$8,417/mo
Today · 4.125%
HK$283,014
baseline
▲ 0.50% · 4.625%
HK$300,234
+HK$17,220/mo
Deposit HK$25.03M · loan HK$58.40M · min. income ≈ HK$566,028/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,271
−HK$16,007/mo
▼ 0.25% · 3.875%
HK$304,217
−HK$8,061/mo
Today · 4.125%
HK$312,278
baseline
▲ 0.50% · 4.625%
HK$328,738
+HK$16,460/mo
Deposit HK$25.03M · loan HK$58.40M · min. income ≈ HK$624,556/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,403
−HK$21,472/mo
▼ 0.25% · 3.875%
HK$353,054
−HK$10,821/mo
Today · 4.125%
HK$363,875
baseline
▲ 0.50% · 4.625%
HK$386,016
+HK$22,141/mo
Deposit HK$8.34M · loan HK$75.08M · min. income ≈ HK$727,750/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,920
−HK$20,580/mo
▼ 0.25% · 3.875%
HK$391,136
−HK$10,364/mo
Today · 4.125%
HK$401,500
baseline
▲ 0.50% · 4.625%
HK$422,664
+HK$21,164/mo
Deposit HK$8.34M · loan HK$75.08M · min. income ≈ HK$803,000/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$3,545,443 · Scale 2, in force from 26 Feb 2026)