LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,241
−HK$11,930/mo
▼ 0.25% · 3.875%
HK$196,159
−HK$6,012/mo
Today · 4.125%
HK$202,171
baseline
▲ 0.50% · 4.625%
HK$214,472
+HK$12,301/mo
Deposit HK$41.71M · loan HK$41.71M · min. income ≈ HK$404,342/mo (50% DSR)
Upfront cash ≈ HK$45.26M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,641
−HK$11,435/mo
▼ 0.25% · 3.875%
HK$217,317
−HK$5,759/mo
Today · 4.125%
HK$223,076
baseline
▲ 0.50% · 4.625%
HK$234,834
+HK$11,758/mo
Deposit HK$41.71M · loan HK$41.71M · min. income ≈ HK$446,152/mo (50% DSR)
Upfront cash ≈ HK$45.26M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,289
−HK$14,316/mo
▼ 0.25% · 3.875%
HK$235,390
−HK$7,215/mo
Today · 4.125%
HK$242,605
baseline
▲ 0.50% · 4.625%
HK$257,367
+HK$14,762/mo
Deposit HK$33.37M · loan HK$50.06M · min. income ≈ HK$485,210/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,970
−HK$13,721/mo
▼ 0.25% · 3.875%
HK$260,781
−HK$6,910/mo
Today · 4.125%
HK$267,691
baseline
▲ 0.50% · 4.625%
HK$281,801
+HK$14,110/mo
Deposit HK$33.37M · loan HK$50.06M · min. income ≈ HK$535,382/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,337
−HK$16,702/mo
▼ 0.25% · 3.875%
HK$274,622
−HK$8,417/mo
Today · 4.125%
HK$283,039
baseline
▲ 0.50% · 4.625%
HK$300,261
+HK$17,222/mo
Deposit HK$25.03M · loan HK$58.40M · min. income ≈ HK$566,078/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,298
−HK$16,008/mo
▼ 0.25% · 3.875%
HK$304,244
−HK$8,062/mo
Today · 4.125%
HK$312,306
baseline
▲ 0.50% · 4.625%
HK$328,768
+HK$16,462/mo
Deposit HK$25.03M · loan HK$58.40M · min. income ≈ HK$624,612/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,434
−HK$21,474/mo
▼ 0.25% · 3.875%
HK$353,086
−HK$10,822/mo
Today · 4.125%
HK$363,908
baseline
▲ 0.50% · 4.625%
HK$386,050
+HK$22,142/mo
Deposit HK$8.34M · loan HK$75.09M · min. income ≈ HK$727,816/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,954
−HK$20,582/mo
▼ 0.25% · 3.875%
HK$391,171
−HK$10,365/mo
Today · 4.125%
HK$401,536
baseline
▲ 0.50% · 4.625%
HK$422,702
+HK$21,166/mo
Deposit HK$8.34M · loan HK$75.09M · min. income ≈ HK$803,072/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$3,545,762 · Scale 2, in force from 26 Feb 2026)