LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,028
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,620
−HK$601/mo
Today · 4.125%
HK$20,221
baseline
▲ 0.50% · 4.625%
HK$21,452
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,442/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,168
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,736
−HK$576/mo
Today · 4.125%
HK$22,312
baseline
▲ 0.50% · 4.625%
HK$23,488
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,624/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$722/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,083
−HK$692/mo
Today · 4.125%
HK$26,775
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,550/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,639
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,468
−HK$842/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,431
−HK$806/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$32,884
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,250
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$1,082/mo
Today · 4.125%
HK$36,398
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$2,215/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,796/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,103
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,037/mo
Today · 4.125%
HK$40,162
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,117/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,324/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,341 · Scale 2, in force from 26 Feb 2026)