LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,501
−HK$11,946/mo
▼ 0.25% · 3.875%
HK$196,427
−HK$6,020/mo
Today · 4.125%
HK$202,447
baseline
▲ 0.50% · 4.625%
HK$214,765
+HK$12,318/mo
Deposit HK$41.77M · loan HK$41.77M · min. income ≈ HK$404,894/mo (50% DSR)
Upfront cash ≈ HK$45.32M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,930
−HK$11,450/mo
▼ 0.25% · 3.875%
HK$217,614
−HK$5,766/mo
Today · 4.125%
HK$223,380
baseline
▲ 0.50% · 4.625%
HK$235,155
+HK$11,775/mo
Deposit HK$41.77M · loan HK$41.77M · min. income ≈ HK$446,760/mo (50% DSR)
Upfront cash ≈ HK$45.32M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,601
−HK$14,335/mo
▼ 0.25% · 3.875%
HK$235,712
−HK$7,224/mo
Today · 4.125%
HK$242,936
baseline
▲ 0.50% · 4.625%
HK$257,718
+HK$14,782/mo
Deposit HK$33.42M · loan HK$50.13M · min. income ≈ HK$485,872/mo (50% DSR)
Upfront cash ≈ HK$36.97M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,316
−HK$13,740/mo
▼ 0.25% · 3.875%
HK$261,137
−HK$6,919/mo
Today · 4.125%
HK$268,056
baseline
▲ 0.50% · 4.625%
HK$282,186
+HK$14,130/mo
Deposit HK$33.42M · loan HK$50.13M · min. income ≈ HK$536,112/mo (50% DSR)
Upfront cash ≈ HK$36.97M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,701
−HK$16,725/mo
▼ 0.25% · 3.875%
HK$274,997
−HK$8,429/mo
Today · 4.125%
HK$283,426
baseline
▲ 0.50% · 4.625%
HK$300,672
+HK$17,246/mo
Deposit HK$25.06M · loan HK$58.48M · min. income ≈ HK$566,852/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,702
−HK$16,030/mo
▼ 0.25% · 3.875%
HK$304,660
−HK$8,072/mo
Today · 4.125%
HK$312,732
baseline
▲ 0.50% · 4.625%
HK$329,217
+HK$16,485/mo
Deposit HK$25.06M · loan HK$58.48M · min. income ≈ HK$625,464/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,902
−HK$21,503/mo
▼ 0.25% · 3.875%
HK$353,568
−HK$10,837/mo
Today · 4.125%
HK$364,405
baseline
▲ 0.50% · 4.625%
HK$386,578
+HK$22,173/mo
Deposit HK$8.35M · loan HK$75.19M · min. income ≈ HK$728,810/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,475
−HK$20,609/mo
▼ 0.25% · 3.875%
HK$391,706
−HK$10,378/mo
Today · 4.125%
HK$402,084
baseline
▲ 0.50% · 4.625%
HK$423,279
+HK$21,195/mo
Deposit HK$8.35M · loan HK$75.19M · min. income ≈ HK$804,168/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$3,550,605 · Scale 2, in force from 26 Feb 2026)