LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,554
−HK$11,950/mo
▼ 0.25% · 3.875%
HK$196,481
−HK$6,023/mo
Today · 4.125%
HK$202,504
baseline
▲ 0.50% · 4.625%
HK$214,825
+HK$12,321/mo
Deposit HK$41.78M · loan HK$41.78M · min. income ≈ HK$405,008/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,990
−HK$11,453/mo
▼ 0.25% · 3.875%
HK$217,675
−HK$5,768/mo
Today · 4.125%
HK$223,443
baseline
▲ 0.50% · 4.625%
HK$235,221
+HK$11,778/mo
Deposit HK$41.78M · loan HK$41.78M · min. income ≈ HK$446,886/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,665
−HK$14,339/mo
▼ 0.25% · 3.875%
HK$235,778
−HK$7,226/mo
Today · 4.125%
HK$243,004
baseline
▲ 0.50% · 4.625%
HK$257,791
+HK$14,787/mo
Deposit HK$33.43M · loan HK$50.14M · min. income ≈ HK$486,008/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,387
−HK$13,744/mo
▼ 0.25% · 3.875%
HK$261,210
−HK$6,921/mo
Today · 4.125%
HK$268,131
baseline
▲ 0.50% · 4.625%
HK$282,265
+HK$14,134/mo
Deposit HK$33.43M · loan HK$50.14M · min. income ≈ HK$536,262/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,776
−HK$16,729/mo
▼ 0.25% · 3.875%
HK$275,074
−HK$8,431/mo
Today · 4.125%
HK$283,505
baseline
▲ 0.50% · 4.625%
HK$300,756
+HK$17,251/mo
Deposit HK$25.07M · loan HK$58.50M · min. income ≈ HK$567,010/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,785
−HK$16,035/mo
▼ 0.25% · 3.875%
HK$304,745
−HK$8,075/mo
Today · 4.125%
HK$312,820
baseline
▲ 0.50% · 4.625%
HK$329,309
+HK$16,489/mo
Deposit HK$25.07M · loan HK$58.50M · min. income ≈ HK$625,640/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,997
−HK$21,509/mo
▼ 0.25% · 3.875%
HK$353,667
−HK$10,839/mo
Today · 4.125%
HK$364,506
baseline
▲ 0.50% · 4.625%
HK$386,686
+HK$22,180/mo
Deposit HK$8.36M · loan HK$75.21M · min. income ≈ HK$729,012/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,581
−HK$20,616/mo
▼ 0.25% · 3.875%
HK$391,815
−HK$10,382/mo
Today · 4.125%
HK$402,197
baseline
▲ 0.50% · 4.625%
HK$423,397
+HK$21,200/mo
Deposit HK$8.36M · loan HK$75.21M · min. income ≈ HK$804,394/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$3,551,597 · Scale 2, in force from 26 Feb 2026)