LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,057
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$602/mo
Today · 4.125%
HK$20,252
baseline
▲ 0.50% · 4.625%
HK$21,484
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,504/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,201
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,769
−HK$577/mo
Today · 4.125%
HK$22,346
baseline
▲ 0.50% · 4.625%
HK$23,524
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,692/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,868
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,580
−HK$722/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,441
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,123
−HK$692/mo
Today · 4.125%
HK$26,815
baseline
▲ 0.50% · 4.625%
HK$28,229
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,630/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$843/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$30,078
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$807/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,302
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$1,084/mo
Today · 4.125%
HK$36,453
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$2,219/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,906/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,161
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,185
−HK$1,038/mo
Today · 4.125%
HK$40,223
baseline
▲ 0.50% · 4.625%
HK$42,343
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,446/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,721 · Scale 2, in force from 26 Feb 2026)