LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,057
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$603/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,485
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,201
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,770
−HK$577/mo
Today · 4.125%
HK$22,347
baseline
▲ 0.50% · 4.625%
HK$23,525
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,694/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,580
−HK$723/mo
Today · 4.125%
HK$24,303
baseline
▲ 0.50% · 4.625%
HK$25,782
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,606/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,124
−HK$692/mo
Today · 4.125%
HK$26,816
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,632/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$844/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$807/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,370
−HK$1,085/mo
Today · 4.125%
HK$36,455
baseline
▲ 0.50% · 4.625%
HK$38,673
+HK$2,218/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,910/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,038/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,344
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,729 · Scale 2, in force from 26 Feb 2026)