LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,063
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,656
−HK$603/mo
Today · 4.125%
HK$20,259
baseline
▲ 0.50% · 4.625%
HK$21,492
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,518/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,208
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,777
−HK$577/mo
Today · 4.125%
HK$22,354
baseline
▲ 0.50% · 4.625%
HK$23,532
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,708/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,588
−HK$723/mo
Today · 4.125%
HK$24,311
baseline
▲ 0.50% · 4.625%
HK$25,790
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$48,622/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,132
−HK$692/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$844/mo
Today · 4.125%
HK$28,363
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,726/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,691
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$808/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,382
−HK$1,084/mo
Today · 4.125%
HK$36,466
baseline
▲ 0.50% · 4.625%
HK$38,685
+HK$2,219/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,932/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,198
−HK$1,039/mo
Today · 4.125%
HK$40,237
baseline
▲ 0.50% · 4.625%
HK$42,358
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,474/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,808 · Scale 2, in force from 26 Feb 2026)