LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,764
−HK$11,963/mo
▼ 0.25% · 3.875%
HK$196,698
−HK$6,029/mo
Today · 4.125%
HK$202,727
baseline
▲ 0.50% · 4.625%
HK$215,062
+HK$12,335/mo
Deposit HK$41.83M · loan HK$41.83M · min. income ≈ HK$405,454/mo (50% DSR)
Upfront cash ≈ HK$45.39M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,223
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$217,915
−HK$5,774/mo
Today · 4.125%
HK$223,689
baseline
▲ 0.50% · 4.625%
HK$235,480
+HK$11,791/mo
Deposit HK$41.83M · loan HK$41.83M · min. income ≈ HK$447,378/mo (50% DSR)
Upfront cash ≈ HK$45.39M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,917
−HK$14,355/mo
▼ 0.25% · 3.875%
HK$236,038
−HK$7,234/mo
Today · 4.125%
HK$243,272
baseline
▲ 0.50% · 4.625%
HK$258,075
+HK$14,803/mo
Deposit HK$33.46M · loan HK$50.20M · min. income ≈ HK$486,544/mo (50% DSR)
Upfront cash ≈ HK$37.02M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,668
−HK$13,759/mo
▼ 0.25% · 3.875%
HK$261,498
−HK$6,929/mo
Today · 4.125%
HK$268,427
baseline
▲ 0.50% · 4.625%
HK$282,576
+HK$14,149/mo
Deposit HK$33.46M · loan HK$50.20M · min. income ≈ HK$536,854/mo (50% DSR)
Upfront cash ≈ HK$37.02M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,070
−HK$16,748/mo
▼ 0.25% · 3.875%
HK$275,377
−HK$8,441/mo
Today · 4.125%
HK$283,818
baseline
▲ 0.50% · 4.625%
HK$301,087
+HK$17,269/mo
Deposit HK$25.10M · loan HK$58.56M · min. income ≈ HK$567,636/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,113
−HK$16,052/mo
▼ 0.25% · 3.875%
HK$305,081
−HK$8,084/mo
Today · 4.125%
HK$313,165
baseline
▲ 0.50% · 4.625%
HK$329,672
+HK$16,507/mo
Deposit HK$25.10M · loan HK$58.56M · min. income ≈ HK$626,330/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,376
−HK$21,532/mo
▼ 0.25% · 3.875%
HK$354,057
−HK$10,851/mo
Today · 4.125%
HK$364,908
baseline
▲ 0.50% · 4.625%
HK$387,112
+HK$22,204/mo
Deposit HK$8.37M · loan HK$75.29M · min. income ≈ HK$729,816/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,002
−HK$20,639/mo
▼ 0.25% · 3.875%
HK$392,247
−HK$10,394/mo
Today · 4.125%
HK$402,641
baseline
▲ 0.50% · 4.625%
HK$423,864
+HK$21,223/mo
Deposit HK$8.37M · loan HK$75.29M · min. income ≈ HK$805,282/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$3,555,514 · Scale 2, in force from 26 Feb 2026)