LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,085
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,679
−HK$603/mo
Today · 4.125%
HK$20,282
baseline
▲ 0.50% · 4.625%
HK$21,516
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,801
−HK$578/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$724/mo
Today · 4.125%
HK$24,338
baseline
▲ 0.50% · 4.625%
HK$25,819
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,676/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,478
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,161
−HK$694/mo
Today · 4.125%
HK$26,855
baseline
▲ 0.50% · 4.625%
HK$28,270
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,710/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,550
−HK$844/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$30,122
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$808/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$32,982
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,353
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$1,086/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,217
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,040/mo
Today · 4.125%
HK$40,282
baseline
▲ 0.50% · 4.625%
HK$42,405
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,564/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)