LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,086
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,680
−HK$603/mo
Today · 4.125%
HK$20,283
baseline
▲ 0.50% · 4.625%
HK$21,518
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,566/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,234
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,803
−HK$578/mo
Today · 4.125%
HK$22,381
baseline
▲ 0.50% · 4.625%
HK$23,560
+HK$1,179/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,762/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,904
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$724/mo
Today · 4.125%
HK$24,340
baseline
▲ 0.50% · 4.625%
HK$25,821
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,680/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,480
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,164
−HK$693/mo
Today · 4.125%
HK$26,857
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,714/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,721
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,552
−HK$845/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,727
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,524
−HK$809/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,356
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$1,086/mo
Today · 4.125%
HK$36,510
baseline
▲ 0.50% · 4.625%
HK$38,732
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,020/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,220
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,245
−HK$1,040/mo
Today · 4.125%
HK$40,285
baseline
▲ 0.50% · 4.625%
HK$42,409
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,570/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,110 · Scale 2, in force from 26 Feb 2026)