LTV · monthly repayment
▼ 0.50% · 3.625%
HK$190,877
−HK$11,970/mo
▼ 0.25% · 3.875%
HK$196,814
−HK$6,033/mo
Today · 4.125%
HK$202,847
baseline
▲ 0.50% · 4.625%
HK$215,189
+HK$12,342/mo
Deposit HK$41.85M · loan HK$41.85M · min. income ≈ HK$405,694/mo (50% DSR)
Upfront cash ≈ HK$45.41M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,349
−HK$11,472/mo
▼ 0.25% · 3.875%
HK$218,044
−HK$5,777/mo
Today · 4.125%
HK$223,821
baseline
▲ 0.50% · 4.625%
HK$235,619
+HK$11,798/mo
Deposit HK$41.85M · loan HK$41.85M · min. income ≈ HK$447,642/mo (50% DSR)
Upfront cash ≈ HK$45.41M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,052
−HK$14,364/mo
▼ 0.25% · 3.875%
HK$236,177
−HK$7,239/mo
Today · 4.125%
HK$243,416
baseline
▲ 0.50% · 4.625%
HK$258,227
+HK$14,811/mo
Deposit HK$33.48M · loan HK$50.23M · min. income ≈ HK$486,832/mo (50% DSR)
Upfront cash ≈ HK$37.04M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,818
−HK$13,767/mo
▼ 0.25% · 3.875%
HK$261,652
−HK$6,933/mo
Today · 4.125%
HK$268,585
baseline
▲ 0.50% · 4.625%
HK$282,743
+HK$14,158/mo
Deposit HK$33.48M · loan HK$50.23M · min. income ≈ HK$537,170/mo (50% DSR)
Upfront cash ≈ HK$37.04M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,228
−HK$16,757/mo
▼ 0.25% · 3.875%
HK$275,540
−HK$8,445/mo
Today · 4.125%
HK$283,985
baseline
▲ 0.50% · 4.625%
HK$301,265
+HK$17,280/mo
Deposit HK$25.11M · loan HK$58.60M · min. income ≈ HK$567,970/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,288
−HK$16,062/mo
▼ 0.25% · 3.875%
HK$305,261
−HK$8,089/mo
Today · 4.125%
HK$313,350
baseline
▲ 0.50% · 4.625%
HK$329,867
+HK$16,517/mo
Deposit HK$25.11M · loan HK$58.60M · min. income ≈ HK$626,700/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,578
−HK$21,546/mo
▼ 0.25% · 3.875%
HK$354,266
−HK$10,858/mo
Today · 4.125%
HK$365,124
baseline
▲ 0.50% · 4.625%
HK$387,341
+HK$22,217/mo
Deposit HK$8.37M · loan HK$75.34M · min. income ≈ HK$730,248/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,228
−HK$20,650/mo
▼ 0.25% · 3.875%
HK$392,479
−HK$10,399/mo
Today · 4.125%
HK$402,878
baseline
▲ 0.50% · 4.625%
HK$424,114
+HK$21,236/mo
Deposit HK$8.37M · loan HK$75.34M · min. income ≈ HK$805,756/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$3,557,613 · Scale 2, in force from 26 Feb 2026)