LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,090
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$604/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,234/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,237
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,807
−HK$577/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,907
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$724/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,825
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,484
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,168
−HK$693/mo
Today · 4.125%
HK$26,861
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,722/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$844/mo
Today · 4.125%
HK$28,401
baseline
▲ 0.50% · 4.625%
HK$30,129
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,802/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,732
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$809/mo
Today · 4.125%
HK$31,338
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,676/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$1,086/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,738
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,227
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,252
−HK$1,040/mo
Today · 4.125%
HK$40,292
baseline
▲ 0.50% · 4.625%
HK$42,416
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,584/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,151 · Scale 2, in force from 26 Feb 2026)