LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,016
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$196,958
−HK$6,036/mo
Today · 4.125%
HK$202,994
baseline
▲ 0.50% · 4.625%
HK$215,346
+HK$12,352/mo
Deposit HK$41.88M · loan HK$41.88M · min. income ≈ HK$405,988/mo (50% DSR)
Upfront cash ≈ HK$45.44M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,503
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$218,203
−HK$5,781/mo
Today · 4.125%
HK$223,984
baseline
▲ 0.50% · 4.625%
HK$235,791
+HK$11,807/mo
Deposit HK$41.88M · loan HK$41.88M · min. income ≈ HK$447,968/mo (50% DSR)
Upfront cash ≈ HK$45.44M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,219
−HK$14,374/mo
▼ 0.25% · 3.875%
HK$236,349
−HK$7,244/mo
Today · 4.125%
HK$243,593
baseline
▲ 0.50% · 4.625%
HK$258,415
+HK$14,822/mo
Deposit HK$33.51M · loan HK$50.26M · min. income ≈ HK$487,186/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,004
−HK$13,777/mo
▼ 0.25% · 3.875%
HK$261,843
−HK$6,938/mo
Today · 4.125%
HK$268,781
baseline
▲ 0.50% · 4.625%
HK$282,949
+HK$14,168/mo
Deposit HK$33.51M · loan HK$50.26M · min. income ≈ HK$537,562/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,422
−HK$16,770/mo
▼ 0.25% · 3.875%
HK$275,741
−HK$8,451/mo
Today · 4.125%
HK$284,192
baseline
▲ 0.50% · 4.625%
HK$301,485
+HK$17,293/mo
Deposit HK$25.13M · loan HK$58.64M · min. income ≈ HK$568,384/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,505
−HK$16,073/mo
▼ 0.25% · 3.875%
HK$305,484
−HK$8,094/mo
Today · 4.125%
HK$313,578
baseline
▲ 0.50% · 4.625%
HK$330,107
+HK$16,529/mo
Deposit HK$25.13M · loan HK$58.64M · min. income ≈ HK$627,156/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,829
−HK$21,561/mo
▼ 0.25% · 3.875%
HK$354,524
−HK$10,866/mo
Today · 4.125%
HK$365,390
baseline
▲ 0.50% · 4.625%
HK$387,623
+HK$22,233/mo
Deposit HK$8.38M · loan HK$75.39M · min. income ≈ HK$730,780/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,506
−HK$20,666/mo
▼ 0.25% · 3.875%
HK$392,765
−HK$10,407/mo
Today · 4.125%
HK$403,172
baseline
▲ 0.50% · 4.625%
HK$424,423
+HK$21,251/mo
Deposit HK$8.38M · loan HK$75.39M · min. income ≈ HK$806,344/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,560,205 · Scale 2, in force from 26 Feb 2026)