LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,102
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,696
−HK$604/mo
Today · 4.125%
HK$20,300
baseline
▲ 0.50% · 4.625%
HK$21,535
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,600/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,250
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,820
−HK$579/mo
Today · 4.125%
HK$22,399
baseline
▲ 0.50% · 4.625%
HK$23,579
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,798/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,635
−HK$724/mo
Today · 4.125%
HK$24,359
baseline
▲ 0.50% · 4.625%
HK$25,842
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,718/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,501
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$694/mo
Today · 4.125%
HK$26,878
baseline
▲ 0.50% · 4.625%
HK$28,295
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,756/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,742
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$845/mo
Today · 4.125%
HK$28,419
baseline
▲ 0.50% · 4.625%
HK$30,149
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,838/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,751
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$809/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,383
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,453
−HK$1,086/mo
Today · 4.125%
HK$36,539
baseline
▲ 0.50% · 4.625%
HK$38,763
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,078/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,251
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,277
−HK$1,040/mo
Today · 4.125%
HK$40,317
baseline
▲ 0.50% · 4.625%
HK$42,443
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,634/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,311 · Scale 2, in force from 26 Feb 2026)