LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,106
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,700
−HK$604/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,539
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,255
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,825
−HK$578/mo
Today · 4.125%
HK$22,403
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,806/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,927
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,640
−HK$725/mo
Today · 4.125%
HK$24,365
baseline
▲ 0.50% · 4.625%
HK$25,847
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,730/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,506
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,190
−HK$694/mo
Today · 4.125%
HK$26,884
baseline
▲ 0.50% · 4.625%
HK$28,301
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,768/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$846/mo
Today · 4.125%
HK$28,426
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,729/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,852/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$810/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,460
−HK$1,087/mo
Today · 4.125%
HK$36,547
baseline
▲ 0.50% · 4.625%
HK$38,771
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,094/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,259
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,285
−HK$1,041/mo
Today · 4.125%
HK$40,326
baseline
▲ 0.50% · 4.625%
HK$42,452
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,652/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,365 · Scale 2, in force from 26 Feb 2026)