LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,070
−HK$11,982/mo
▼ 0.25% · 3.875%
HK$197,014
−HK$6,038/mo
Today · 4.125%
HK$203,052
baseline
▲ 0.50% · 4.625%
HK$215,407
+HK$12,355/mo
Deposit HK$41.90M · loan HK$41.90M · min. income ≈ HK$406,104/mo (50% DSR)
Upfront cash ≈ HK$45.46M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,564
−HK$11,484/mo
▼ 0.25% · 3.875%
HK$218,264
−HK$5,784/mo
Today · 4.125%
HK$224,048
baseline
▲ 0.50% · 4.625%
HK$235,858
+HK$11,810/mo
Deposit HK$41.90M · loan HK$41.90M · min. income ≈ HK$448,096/mo (50% DSR)
Upfront cash ≈ HK$45.46M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,284
−HK$14,378/mo
▼ 0.25% · 3.875%
HK$236,416
−HK$7,246/mo
Today · 4.125%
HK$243,662
baseline
▲ 0.50% · 4.625%
HK$258,489
+HK$14,827/mo
Deposit HK$33.52M · loan HK$50.28M · min. income ≈ HK$487,324/mo (50% DSR)
Upfront cash ≈ HK$37.08M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,076
−HK$13,781/mo
▼ 0.25% · 3.875%
HK$261,917
−HK$6,940/mo
Today · 4.125%
HK$268,857
baseline
▲ 0.50% · 4.625%
HK$283,029
+HK$14,172/mo
Deposit HK$33.52M · loan HK$50.28M · min. income ≈ HK$537,714/mo (50% DSR)
Upfront cash ≈ HK$37.08M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,498
−HK$16,775/mo
▼ 0.25% · 3.875%
HK$275,819
−HK$8,454/mo
Today · 4.125%
HK$284,273
baseline
▲ 0.50% · 4.625%
HK$301,570
+HK$17,297/mo
Deposit HK$25.14M · loan HK$58.66M · min. income ≈ HK$568,546/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,589
−HK$16,078/mo
▼ 0.25% · 3.875%
HK$305,570
−HK$8,097/mo
Today · 4.125%
HK$313,667
baseline
▲ 0.50% · 4.625%
HK$330,201
+HK$16,534/mo
Deposit HK$25.14M · loan HK$58.66M · min. income ≈ HK$627,334/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,926
−HK$21,567/mo
▼ 0.25% · 3.875%
HK$354,624
−HK$10,869/mo
Today · 4.125%
HK$365,493
baseline
▲ 0.50% · 4.625%
HK$387,733
+HK$22,240/mo
Deposit HK$8.38M · loan HK$75.41M · min. income ≈ HK$730,986/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,615
−HK$20,671/mo
▼ 0.25% · 3.875%
HK$392,876
−HK$10,410/mo
Today · 4.125%
HK$403,286
baseline
▲ 0.50% · 4.625%
HK$424,544
+HK$21,258/mo
Deposit HK$8.38M · loan HK$75.41M · min. income ≈ HK$806,572/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,561,214 · Scale 2, in force from 26 Feb 2026)