LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,109
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,703
−HK$604/mo
Today · 4.125%
HK$20,307
baseline
▲ 0.50% · 4.625%
HK$21,543
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,614/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,258
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$578/mo
Today · 4.125%
HK$22,407
baseline
▲ 0.50% · 4.625%
HK$23,588
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,814/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,931
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$725/mo
Today · 4.125%
HK$24,369
baseline
▲ 0.50% · 4.625%
HK$25,851
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,738/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,510
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,194
−HK$694/mo
Today · 4.125%
HK$26,888
baseline
▲ 0.50% · 4.625%
HK$28,306
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,776/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$845/mo
Today · 4.125%
HK$28,430
baseline
▲ 0.50% · 4.625%
HK$30,160
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,860/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,762
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,560
−HK$810/mo
Today · 4.125%
HK$31,370
baseline
▲ 0.50% · 4.625%
HK$33,023
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,740/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,396
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,466
−HK$1,087/mo
Today · 4.125%
HK$36,553
baseline
▲ 0.50% · 4.625%
HK$38,777
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,106/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,265
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,291
−HK$1,042/mo
Today · 4.125%
HK$40,333
baseline
▲ 0.50% · 4.625%
HK$42,459
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,666/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,405 · Scale 2, in force from 26 Feb 2026)