LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,111
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,706
−HK$604/mo
Today · 4.125%
HK$20,310
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,620/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,261
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$579/mo
Today · 4.125%
HK$22,410
baseline
▲ 0.50% · 4.625%
HK$23,591
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,820/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$725/mo
Today · 4.125%
HK$24,372
baseline
▲ 0.50% · 4.625%
HK$25,855
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,744/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,513
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,197
−HK$695/mo
Today · 4.125%
HK$26,892
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,784/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,756
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,588
−HK$845/mo
Today · 4.125%
HK$28,433
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,731/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,866/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,564
−HK$810/mo
Today · 4.125%
HK$31,374
baseline
▲ 0.50% · 4.625%
HK$33,027
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,748/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,400
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$1,087/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$2,225/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,296
−HK$1,041/mo
Today · 4.125%
HK$40,337
baseline
▲ 0.50% · 4.625%
HK$42,464
+HK$2,127/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,674/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,435 · Scale 2, in force from 26 Feb 2026)