LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,125
−HK$11,985/mo
▼ 0.25% · 3.875%
HK$197,070
−HK$6,040/mo
Today · 4.125%
HK$203,110
baseline
▲ 0.50% · 4.625%
HK$215,469
+HK$12,359/mo
Deposit HK$41.91M · loan HK$41.91M · min. income ≈ HK$406,220/mo (50% DSR)
Upfront cash ≈ HK$45.47M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,624
−HK$11,488/mo
▼ 0.25% · 3.875%
HK$218,327
−HK$5,785/mo
Today · 4.125%
HK$224,112
baseline
▲ 0.50% · 4.625%
HK$235,925
+HK$11,813/mo
Deposit HK$41.91M · loan HK$41.91M · min. income ≈ HK$448,224/mo (50% DSR)
Upfront cash ≈ HK$45.47M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,350
−HK$14,382/mo
▼ 0.25% · 3.875%
HK$236,484
−HK$7,248/mo
Today · 4.125%
HK$243,732
baseline
▲ 0.50% · 4.625%
HK$258,562
+HK$14,830/mo
Deposit HK$33.53M · loan HK$50.29M · min. income ≈ HK$487,464/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,149
−HK$13,785/mo
▼ 0.25% · 3.875%
HK$261,992
−HK$6,942/mo
Today · 4.125%
HK$268,934
baseline
▲ 0.50% · 4.625%
HK$283,110
+HK$14,176/mo
Deposit HK$33.53M · loan HK$50.29M · min. income ≈ HK$537,868/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,574
−HK$16,780/mo
▼ 0.25% · 3.875%
HK$275,898
−HK$8,456/mo
Today · 4.125%
HK$284,354
baseline
▲ 0.50% · 4.625%
HK$301,656
+HK$17,302/mo
Deposit HK$25.15M · loan HK$58.67M · min. income ≈ HK$568,708/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,674
−HK$16,082/mo
▼ 0.25% · 3.875%
HK$305,657
−HK$8,099/mo
Today · 4.125%
HK$313,756
baseline
▲ 0.50% · 4.625%
HK$330,295
+HK$16,539/mo
Deposit HK$25.15M · loan HK$58.67M · min. income ≈ HK$627,512/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,024
−HK$21,574/mo
▼ 0.25% · 3.875%
HK$354,725
−HK$10,873/mo
Today · 4.125%
HK$365,598
baseline
▲ 0.50% · 4.625%
HK$387,843
+HK$22,245/mo
Deposit HK$8.38M · loan HK$75.44M · min. income ≈ HK$731,196/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,724
−HK$20,677/mo
▼ 0.25% · 3.875%
HK$392,988
−HK$10,413/mo
Today · 4.125%
HK$403,401
baseline
▲ 0.50% · 4.625%
HK$424,665
+HK$21,264/mo
Deposit HK$8.38M · loan HK$75.44M · min. income ≈ HK$806,802/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$3,562,229 · Scale 2, in force from 26 Feb 2026)