LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,144
−HK$11,987/mo
▼ 0.25% · 3.875%
HK$197,090
−HK$6,041/mo
Today · 4.125%
HK$203,131
baseline
▲ 0.50% · 4.625%
HK$215,491
+HK$12,360/mo
Deposit HK$41.91M · loan HK$41.91M · min. income ≈ HK$406,262/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,646
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$218,349
−HK$5,786/mo
Today · 4.125%
HK$224,135
baseline
▲ 0.50% · 4.625%
HK$235,949
+HK$11,814/mo
Deposit HK$41.91M · loan HK$41.91M · min. income ≈ HK$448,270/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,373
−HK$14,384/mo
▼ 0.25% · 3.875%
HK$236,508
−HK$7,249/mo
Today · 4.125%
HK$243,757
baseline
▲ 0.50% · 4.625%
HK$258,589
+HK$14,832/mo
Deposit HK$33.53M · loan HK$50.30M · min. income ≈ HK$487,514/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,175
−HK$13,787/mo
▼ 0.25% · 3.875%
HK$262,019
−HK$6,943/mo
Today · 4.125%
HK$268,962
baseline
▲ 0.50% · 4.625%
HK$283,139
+HK$14,177/mo
Deposit HK$33.53M · loan HK$50.30M · min. income ≈ HK$537,924/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,602
−HK$16,781/mo
▼ 0.25% · 3.875%
HK$275,926
−HK$8,457/mo
Today · 4.125%
HK$284,383
baseline
▲ 0.50% · 4.625%
HK$301,687
+HK$17,304/mo
Deposit HK$25.15M · loan HK$58.68M · min. income ≈ HK$568,766/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,705
−HK$16,084/mo
▼ 0.25% · 3.875%
HK$305,689
−HK$8,100/mo
Today · 4.125%
HK$313,789
baseline
▲ 0.50% · 4.625%
HK$330,329
+HK$16,540/mo
Deposit HK$25.15M · loan HK$58.68M · min. income ≈ HK$627,578/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,060
−HK$21,575/mo
▼ 0.25% · 3.875%
HK$354,762
−HK$10,873/mo
Today · 4.125%
HK$365,635
baseline
▲ 0.50% · 4.625%
HK$387,883
+HK$22,248/mo
Deposit HK$8.38M · loan HK$75.44M · min. income ≈ HK$731,270/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,763
−HK$20,679/mo
▼ 0.25% · 3.875%
HK$393,028
−HK$10,414/mo
Today · 4.125%
HK$403,442
baseline
▲ 0.50% · 4.625%
HK$424,708
+HK$21,266/mo
Deposit HK$8.38M · loan HK$75.44M · min. income ≈ HK$806,884/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,562,596 · Scale 2, in force from 26 Feb 2026)